Richard Penning, CIC


Bell Insurance Fargo

Main: 800-369-2501
Direct: 701-297-1813

What most impresses me about Bell Insurance are my co-workers – a group of fun, dedicated and well-trained professionals.

I really enjoy working with my commercial clients. I am humbled by and greatly appreciate the trust they place in me to protect their assets and future business plans. I especially enjoy the complexity of putting together an insurance and risk management program.

Outside of work, I enjoy the outdoors, golf, hunting, fishing and most importantly, family and friends.

At Bell Insurance, based in Fargo, N.D., with additional locations in Detroit Lakes and Grand Forks, N.D., you'll be greeted by happy employees who go the extra mile. Whether you need home, auto, life or business insurance, we’ve got you covered, so when the worst-case scenario happens, you can expect the best – in both coverage and service. One of the largest independently owned, full-service insurance agencies in the region, we’ve worked in insurance for more than 100 years, giving us unparalleled experience and expertise on policies designed to serve you, your family and your business in the best way possible.

Founded in 1911 as Warner and Company Insurance in Fargo, N.D., we became Bell Insurance in 2019 when we joined forces with Bell Bank, one of the largest independently owned banks in the nation. Bell is known for exceptional service and high integrity, where people matter, which shows in how our team members treat each other, our customers and those around us.

Products and services offered through Bell Insurance are: Not FDIC Insured | No Bank Guarantee | May Lose Value | Not A Deposit | Not Insured by Any Federal Government Agency