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Humberto Gutierrez

SVP/Commercial Banker

I enjoy working at Bell Bank because of our commitment to putting the customer first. In my position in commercial lending, I work as an advocate for my customers, so we can more conveniently provide them the capital and treasury management services they need to grow their business.

I've been on both sides of the table for mergers and acquisitions, both as a CFO and banker. My experiences have helped me better understand the daily challenges of entrepreneurship, provide constructive advice, and be creative in financing deals. My goal is to help businesses grow their revenue and bottom line through the proper banking services.

As an independently owned bank, we don’t have to seek short-term profit to make shareholders happy. Instead, we’re working in the best interest of our clients for long-term, mutual success. We have no sales quotas or call reports, so I can work on the things I like – and that means helping customers, especially lower middle market companies and small businesses. I love to learn about their industries and make connections through our professional networks.

We like to finance business acquisitions, working capital lines of credit, and owner-occupied real estate. My special niche at Bell is financing funds and PE firms through subscription lines of credit.

Outside of work, I love to travel, play soccer, and put in time as GUTI14650 on my PS4 – and I make a pretty good Manhattan! I attended St. John’s University and went on to the University of Minnesota for my master’s in finance. (Go, Gophers!)

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