Jay Ruhl

Jay Ruhl

VP/Commercial Banker

Bell Bank’s people-first approach is how I like to build relationships with customers. I appreciate being able to help businesses succeed while helping Bell continue to grow. Working on Bell’s commercial and industrial (C&I) lending team, I develop relationships with commercial customers in the C&I sector. Prior to joining Bell, I worked as a commercial banker, with experience in credit risk analysis and underwriting.

Very analytical with a strong understanding of middle market business financing, I excel at financing for acquisitions, capex, and working capital to support business growth. I’m experienced with clients in manufacturing, distribution, food service, hospitality, technology and professional services, and what I appreciate most about my job is partnering with business owners and finance teams to align on strategic priorities.

A Lakeville, Minn., native, I graduated from the University of Minnesota’s Curtis L. Carlson School of Management with a degree in finance before beginning my banking career in 2014.

My wife, Hallie, and I live in St. Louis Park, Minn. Outside of work, I enjoy traveling, working out, football and spending time with family.

Connect with me on LinkedIn.