Joe Lepsche

Personal Insurance Advisor

Why Bell Insurance?

At Bell Insurance, located in Fargo and Grand Forks, N.D., and Detroit Lakes and Minneapolis, Minn., you'll work with employees who go the extra mile for you. Whether you need home, auto, life or business insurance, we've got you covered, so when the worst-case scenario happens, you can expect the best - in both coverage and service.

Personal Insurance           Business Insurance

Independently owned, we have unparalleled experience and expertise on policies designed to serve you, your family and your business in the best way possible. Bell Insurance Services, LLC is a wholly owned subsidiary of Bell Bank.


A Bit About Me

What I enjoy most about working at Bell is the “Happy Employees! Happy Customers!” culture. Everyone is positive and works together as a team to give our customers exceptional service.

In my role, I help people protect their assets, so they can continue to grow their wealth. I love connecting and building relationships with people as well as learning what customers need and finding the best policy for their situation at the best value.

Raised in Woodbury, Minn., I earned a bachelor’s degree in education and master’s degree in athletic administration from the University of St. Thomas in St. Paul, Minn. I started my insurance career in 2020 and use my teaching and coaching background to help people make educated decisions about insurance.  

I am still a proud resident of Woodbury, where my wife, Megan, and I are raising our 2 children. Outside of work, I enjoy spending time with family and friends, coaching my children’s youth sports teams, coaching high school football, golfing, fishing, downhill skiing, tailgating and traveling.

Connect with me on LinkedIn.

Products and services offered through Bell Insurance are: Not FDIC Insured | No Bank Guarantee | May Lose Value | Not A Deposit | Not Insured by Any Federal Government Agency