Kristina Schultz

Medicare/Individual Health Insurance Advisor

Why Bell Insurance?

At Bell Insurance, located in Fargo and Grand Forks, N.D., and Detroit Lakes and Minneapolis, Minn., you'll work with employees who go the extra mile for you. Whether you need home, auto, life or business insurance, we've got you covered, so when the worst-case scenario happens, you can expect the best - in both coverage and service.

Personal Insurance     Business Insurance

Independently owned, we have unparalleled experience and expertise on policies designed to serve you, your family and your business in the best way possible. Bell Insurance Services, LLC is a wholly owned subsidiary of Bell Bank.

A Bit About Me

What I enjoy most about working at Bell is the team atmosphere.

In my role as a Medicare/individual health insurance agent, I assist individuals in finding health insurance. With so many different insurance companies and plans, I help clients narrow down their choices and enroll in coverage. I especially enjoy helping people choose a plan that best fits what they need.

Originally from Moorhead, Minn., I earned an associate’s degree in business management from Rasmussen Business College in Fargo, N.D., before starting my insurance career in 2003.

I live in Glyndon, Minn., and outside of work, you’ll often find me spending time with family and going to our lake cabin.


Products and services offered through Bell Insurance are: Not FDIC Insured | No Bank Guarantee | May Lose Value | Not A Deposit | Not Insured by Any Federal Government Agency