Natalie Schultz, CPCU, AIC
Personal Insurance Advisor
Why Bell Insurance?
At Bell Insurance, located in Fargo and Grand Forks, N.D., and Detroit Lakes and Minneapolis, Minn., you'll work with employees who go the extra mile for you. Whether you need home, auto, life or business insurance, we've got you covered, so when the worst-case scenario happens, you can expect the best - in both coverage and service.
Independently owned, we have unparalleled experience and expertise on policies designed to serve you, your family and your business in the best way possible. Bell Insurance Services, LLC is a wholly owned subsidiary of Bell Bank.
A Bit About Me
What I enjoy most about Bell is the culture – that we’re all treated like family and encouraged (and given every opportunity!) to make a difference in our community through the Pay it Forward program and volunteering.
Focusing on personal insurance lines, my many years in insurance have given me the experience to provide recommendations and develop insurance programs to fit whatever our clients need. Whether I’m working with a young family starting out with an auto and renter’s insurance policy, or a client with significant assets, multiple homes and unique risks, I get to know my clients, so I can develop an insurance program to best protect their family and their assets.
The best part of my position is developing long-term relationships with my clients and changing their insurance plans as their households and families grow. The “cherry on top” is when their children go off to college and work and come to me for their own insurance plans.
I also love helping clients with their claims. When a client calls because they have been involved in an auto accident or because they need to report a homeowner claim, they’re usually upset. This is when I take the time to listen to them, show them why they chose to work with me and remind them that this is why we spent the time reviewing and developing their insurance program together. I walk them through the claim process, and I assure them that I’m here to help them through this.
Growing up in Michigan, N.D., I earned a bachelor’s degree in business administration from North Dakota State University. Starting in insurance in 1990, I have worked for a few insurance companies, in a variety of positions, including claim adjuster, personal insurance agent and commercial insurance agent. I have also earned Chartered Property Casualty Underwriter and Associate in Claims designations.
My husband, Corey, and I live in West Fargo, N.D., and have one adult son. In my spare time, I enjoy golfing, reading, cooking and spending time with my family and friends.
Products and services offered through Bell Insurance are: Not FDIC Insured | No Bank Guarantee | May Lose Value | Not A Deposit | Not Insured by Any Federal Government Agency