Richard Penning

Richard Penning, CIC


Why Bell Insurance?

At Bell Insurance, located in Fargo and Grand Forks, N.D., and Detroit Lakes and Minneapolis, Minn., you'll work with employees who go the extra mile for you. Whether you need home, auto, life or business insurance, we've got you covered, so when the worst-case scenario happens, you can expect the best - in both coverage and service.

Personal Insurance           Business Insurance

Independently owned, we have unparalleled experience and expertise on policies designed to serve you, your family and your business in the best way possible. Bell Insurance Services, LLC is a wholly owned subsidiary of Bell Bank.

A Bit About Me

What most impresses me about Bell Insurance is my co-workers - a group of fun, dedicated and well-trained professionals I get to work with every day. When working with customers, I take great pride in listening - and listening well. We work with our business clients to develop solutions for all kinds of risks and exposures, including both insurance and risk management solutions.

Growing up in Thief River Falls, Minn., college brought me to Moorhead, Minn., where I attended Moorhead State University and graduated with a bachelor's degree in business administration.

Since then, I've had an extensive career in insurance. I spent 8 years in commercial insurance marketing and training before taking a long-held position at Warner and Company in 1986, concentrating in commercial insurance, marketing and risk management. On April 1, 2019, Warner and Company officially became Bell Insurance, and I'm happy my Certified Insurance Counselor designation and expertise can help propel all facets of Bell's business.

When I'm not in the office, you can find me enjoying the outdoors (think: golfing, hunting or fishing) and most importantly, spending time with my wife, family, grandchildren and friends.

Products and services offered through Bell Insurance are: Not FDIC Insured | No Bank Guarantee | May Lose Value | Not A Deposit | Not Insured by Any Federal Government Agency