Grow Your Ag Operation
You’re committed to farming. We’re committed to you.

It Starts with a Seed

Whether a kernel of wheat that becomes bread to feed a family or the germ of an idea that grows into a product that revolutionizes an industry, it’s how you nurture the seed that determines whether it will take root and thrive.

At Bell Bank, we’re proud to support farmers and ranchers with the loans you need to grow your business as you produce food for the world.

Walking in to Bell, it’s so much different than other banks. Everybody’s so friendly. They’re quick, and they’re knowledgeable about what the farmer is doing. Some banks don’t understand farming. But at Bell, they understand what’s going on in agriculture. We’re just so thankful for Bell. We wouldn’t be able to do what we love, which is farming, without Bell.”
– Rebecca & Taylor T.

Let Bell Help You with the Farm Financing You Need

As a farmer, you need a banker who's with you for the long haul.

We understand you don’t make important long-term decisions based on short-term events – and neither do we. Our ag roots run deep. With the area’s longest-serving group of lenders, we have the experience to look at decisions that can help you weather the ups and downs of farming.

As the business of farming becomes ever more complex, you need a lender who understands that challenges can be opportunities for success. Bell will work with you to identify and manage the risks in your operation. Find greater stability from season to season with a long-term loan, or use shorter term loans to increase cash flow to your farming operation. 

Our Services:
  • Fixed-rate ag real estate loans
  • Loans for tiling, drainage systems and other farm real estate improvements
  • Operating loans
  • Machinery and equipment loans
  • Cooperative stock loans
  • Equipment leasing
  • Personal and farm insurance
  • Estate planning and investments (estate planning and investment services and products are not FDIC insured, have no bank guarantee, may lose value, are not a deposit and are not insured by any federal agency)

Learn the Latest Tips & Trends

Learn about the latest ag news and trends, plus get expert insight from Lynn Paulson, Bell’s director of agribusiness development, in our quarterly AgViews newsletter. Financing ag operations and agribusinesses for more than 35 years and having owned and operated a family farm in Benson County, N.D., have given Lynn a unique perspective on the challenges and opportunities in ag.

Download the latest newsletter and check out past issues 

Why Bell

Our founders were a group of farmers and businesspeople with a vision. Today, the company has grown beyond what they could have dreamed, but the same idea of putting people first is still at the core of what we do.


Find an ag lender near you.

Meet with an ag lender who can help you with financial services you need.

Protect What Matters | Bell Insurance Promo

Protect What Matters

Whether you’re looking to insure your life, health, home or car, we’ve got you covered with a policy that brings peace of mind to you and your family.

Worth the Risk

Because farming can be risky, Rebecca and Taylor Tesch had trouble finding a bank willing to loan them money to get started – until someone suggested Bell.


Gifts That Change Lives

Bell’s unique Pay It Forward initiative has empowered more than $17 million in giving and changed thousands of lives. Check out how Bell took an extra step to support Farm Rescue.