*Open your new first-time Bell Bank personal checking account by April 30, 2021, and we will deposit $200 after the new account has been active 60 days with (1) 2 or more recurring direct deposits totaling $1,500 or greater, excluding transfers from another bank, and (2) 10 point-of-sale debit card transactions or a recurring automatic payment. Bonus will be deposited within 5 business days after qualifications are met.

Limit of one bonus per household and per account. This promotion is available to customers with a current grand opening promo code opening a new first-time personal checking account. New customer will receive a 1099-INT form for the $200 deposited to the new account.

New customer must open the account at Bell Bank’s Duluth, Minn., location. $50 minimum deposit to open. Cannot be combined with any other offer. Promo code: GRAND200

Experience America’s Best Checking

Enjoy all the frees, and no “gotcha” fees, with America's Best Checking account!

No minimum balance

No service charge

1 All the convenience of mobile check deposit, standard bill pay, person-to-person payments and more.

2 CardValet is a registered trademark of Fiserv, Inc.

3 Use any ATM nationwide, and we'll refund their fees (first 4 on your monthly bank statement).

4 Bell matches 5% of your purchase “round-ups,” up to $250 a year. The 5% ChangeSaver match will be reported to the IRS on Form 1099INT.

5 Buy up to 10 every year with no fee. Monthly fee of $2.95 after 12 consecutive months of inactivity.