Fourth Quarter Considerations

As your business partner, we work to enhance your bank’s competitiveness, growth, profitability and ability to serve your commercial customers. To that end, there are a few things to keep in mind as the year draws to a close:

  1. If your bank is getting tight on capital, and you think you might need to sell off some loans before the year ends to prevent crossing a certain growth threshold or to make sure you reach capital goals and requirements, it’s time to start that process. Contact us, and we will work with you to get the deals approved and booked before late December.
  2. This ag renewal season will likely be another challenging one, so we can’t stress enough how beneficial it will be for you to get an early jump on those renewals. Setting meetings with your customers as soon as harvest is completed and developing a plan early will reduce the issues you have next spring.
  3. If your customers want to satisfy a capital need before the year ends, keep in mind that Bell Bank Equipment Finance offers a wide array of leases and loans across almost all industries, with fast responses, flexible terms and great pricing! Talk to us about the flexibility we have built into our leasing products to best fit our relationship with you.

Don’t wait until it’s too late. Contact us to find out how we can help you meet your year-end goals. 


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