Steve Westlund, Lake Park, Minnesota

Westlund Excavating

Bell Bank customer Steve W.

Steve Westlund (pictured with his wife, Cynthia) was 18 years old when he decided to follow in his grandpa’s footsteps and start an excavating business. Being so young and lacking capital, he knew banks might consider him a risk.

“It was kind of a gamble in the beginning, and Rick Schultz was willing to take a chance on me,” he says.

Since then, Steve’s business has grown exponentially.

How I chose Bell:

My grandpa used to own an excavating business, and he banked with Rick at Bell. When I told him I wanted to go into excavating, he told me to go talk to Rick.

How long I’ve been a customer:

8 years

My favorite banker:

Rick Schultz (president of Bell's Hawley location) – he’s super-easy to deal with, he’s a knowledgeable banker and has offered good guidance over the years.

Rick Schultz

My favorite Bell Bank cookie:

Bell Bank customer Steve W.They’re all pretty good.

My Bell products and services:

Personal checking, mortgage, loans, business accounts, retirement accounts for employees (through Bell Bank Wealth Management*)

What I tell others about Bell:

The people are nice to deal with, and it’s a lot cheaper to bank at Bell than at my prior bank. It was definitely worth switching banks.

* Investing and wealth management products are not FDIC insured, have no bank guarantee, may lose value, are not a deposit and are not insured by any federal government agency.

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Others have noticed and recognized Bell:

  • One of the country’s Best Banks to Work For (American Banker Magazine)
  • Community Impact Award (Minnesota Business magazine) 
  • Best bank, best service and best large workplace (Fargo Forum “Best of the Valley”)


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