Finance Your Lake Home Today!

You’ve waited long enough. It’s time to put your dreams into action and buy that long-awaited lake cabin or seasonal, second home.

Thankfully, Bell Bank Mortgage can help!

While year-round, second-home financing has been available, Bell offers a special program that provides an exception to standard policy guidelines for second homes. Cabins not suitable for year-round use (without a permanent heat source) can now be financed with a 30-year, fixed-rate loan – which may be a better option, in today’s rate environment, than adjustable-rate or balloon mortgages.


  • Minimum 700 credit score required
  • Maximum loan amount $453,100
  • Minnesota and North Dakota second-home properties only

If you’re looking to purchase a year-round second home, Bell can help with that, too!

Contact a Bell Bank Mortgage lender to learn more about specific seasonal and second-home programs and eligibility.

Pre-approve your dreams today!

*Some restrictions may apply.