Elias Espinoza

Elias Espinoza

VP/Commercial Banker

What I enjoy most about Bell Bank is the people – both the people I work with and our customers. With a bottom line of “Happy Employees! Happy Customers!” Bell cultivates positivity!

As a commercial banker with 16 years of experience – most in commercial banking – I focus on owner-occupied real estate, equipment, working capital, construction and manufacturing. I especially enjoy helping business owners understand how we underwrite commercial credit and how to best prepare for that. My background, which includes working as a commercial credit underwriter, helps me assess a company’s financial health and provide quick and quality feedback.

When you work with me, you can expect a collaborative, enthusiastic approach to our business relationship and open lines of communication, which allow me to best advocate for your company.

A native of Chandler, Ariz., I earned a bachelor’s degree in business administration from Arizona State University.

My wife, Courtney, and I live in Chandler and have 1 daughter. Outside of work, I enjoy spending quality time with family and friends as well as heading outdoors for a round of golf when I can.

Connect with me on LinkedIn