Health Savings Accounts

A way for employees to save and pay for healthcare expenses

Learn about HSAs

To contribute to an HSA, you must have a qualifying high-deductible health plan (HDHP). Save money in your HSA as you would in any other interest-bearing account, and use your HSA dollars, tax-free, to pay for healthcare expenses. What you don't spend continues to grow, year after year. After age 65, you can choose to continue to use your HSA tax-free for healthcare expenses or use it for other purposes as taxable income.

Everyone is always so friendly. It's like family."

-Henry K.

HSA Eligibility

To be eligible to set up an HSA, you:
  • Must be covered under a high-deductible health plan (HDHP)
  • Can have no health coverage other than the HDHP (certain exceptions may apply)
  • May not be enrolled in Medicare
  • Cannot be claimed as a dependent on someone else's tax return
Employers may choose to offer HSAs as a benefit to their employees. Individuals enrolled in HDHPs may also open their own HSAs.  


Discovery Benefits sets up and administers HSAs. For answers to your questions and to find out if you are eligible for an HSA, please contact Discovery Benefits at 877-765-8815 and ask to talk to a representative about an individual HSA.


Why Bell

Your life, your healthcare – they’re of the utmost importance. We feel the same way, and we can help you plan for expenses and your future.



Build Your Savings With Every Purchase

We’ve simplified saving! With ChangeSaver, you can add to savings automatically every time you use your debit card.

How to Pay – Safe & Contact-Free

Time to ditch the wallet! Use contactless pay on your Apple, Google or Samsung phone, and pay without touching a keypad. (It’s safe AND trendy!)


Gifts That Change Lives

Bell’s unique Pay It Forward initiative has empowered more than $18 million in giving and changed thousands of lives. Check out our stories (but have a tissue handy!).