HealthcareBank

Privacy Policy

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Privacy Policy

FACTS: What does HealthcareBank do with your personal information?
Rev. May 2023
 

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
 

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and account balances
  • Payment history and transaction history
  • Account transactions and checking account information

When you are no longer our customer, we continue to share your information as described in this notice.

 

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons HealthcareBank, a division of Bell Bank, chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does HealthcareBank share? Can you limit this sharing?

 For our everyday business purposes—such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes, HealthcareBank shares.

No, we cannot limit this sharing.

 For our marketing purposes—to offer our products and services to you

 Yes, HealthcareBank shares.
No, we cannot limit this sharing.

 For joint marketing with other financial companies

  No. We don't share. 
 For our affiliates' everyday business purposes—information about your transactions and experiences   No. We don't share. 
 For our affiliates' everyday business purposes—information about your creditworthiness   No. We don't share. 
 For non-affiliates to market to you   No. We don't share. 

Who We Are

Who is providing this notice?

HealthcareBank, a division of Bell Bank

What We Do

How does HealthcareBank, a division of Bell Bank, protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.

How does HealthcareBank, a division of Bell Bank, collect my personal information? We collect your personal information, for example, when you
  • open an account or apply for a loan
  • make deposits or withdrawals from your account
  • use your credit or debit card
  • seek advice about your investments
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes - information about your credit worthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • HealthcareBank, a division of Bell Bank, does not share with our affiliates.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • HealthcareBank, a division of Bell Bank, does not share with with non-affiliates so they can market to you.
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • HealthcareBank, a division of Bell Bank, doesn't jointly market.

Contact Us

P.O. Box 9184 | 3100 13th Ave S | Fargo, ND 58106-9184

Toll-free: 866-442-2472 | Fax: 701-298-7200

hcboperations@healthcare.bank