Terms and Conditions

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Please read these terms and conditions carefully. By accessing the HealthcareBank, a division of Bell Bank, and any of its pages, you agree to be bound by the terms and conditions below.

©2023 HealthcareBank a division of Bell Bank. All rights reserved.

Copyright in the pages and in the screens displaying the pages, and in the information and material therein and in their arrangement, is owned by HealthcareBank or its affiliates unless otherwise indicated.


The information and materials contained in these pages, and the terms, conditions, and descriptions that appear, are subject to change. Not all products and services are available in all geographic areas. Your eligibility for particular products and services is subject to final determination and acceptance by the entity providing such products or services. Investment products are not obligations of or guaranteed by HealthcareBank are not bank deposits or insured by the FDIC, and are subject to investment risks, including possible loss of the principal amount invested.


The information and materials contained in this site, including text, graphics, links or other items, are provided “as is” and “as available.” HealthcareBank does not warrant the accuracy, adequacy or completeness of the information and materials and expressly disclaims liability for errors or omissions in this information and materials. No warranty of any kind, implied or statutory, including but not limited to the warranties of non-infringement of third-party rights, title, merchantability, fitness for a particular purpose and freedom from computer virus, is given in conjunction with the information and materials.


In no event will HealthcareBank be liable for any damages, including without limitation direct or indirect, special, incidental or consequential damages, losses or expenses arising in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus, or line or system failure, even if HealthcareBank or its representatives are advised of the possibility of such damages, losses or expenses.


The HealthcareBank website uses “cookies” that are stored on your device. Cookies are pieces of data that allow us to collect information on how you access our website, the amount of time you spend, the information and tools you use, and how often you use it. They are used to better understand the interests of the people who use our site, and improve the overall experience. Cookies do not store personally identifiable information about you.

Some of our business partners (such as advertisers) may also use cookies on our behalf to measure the effectiveness of marketing efforts. These programs do not store personally identifiable information about you. Pixel tags (also known as clear GIFs or web beacons) are sometimes used on our website. Similar to cookies, they gather generic information on website visits to certain pages. They are not stored on your computer and do not store personally identifiable information about you. On most devices and browsers, you can choose to be notified before you receive a cookie. You can also reject all cookies if desired. Check your device or browser settings to change your cookie preferences. If you reject all cookies, some website features or pages may not work as efficiently. By continuing to use the HealthcareBank website, you agree to our use of cookies as outlined in these terms and conditions.


This website contains links to third-party sites. These links are provided for convenience and are not under the control of HealthcareBank. If you choose to link to such third-party websites, HealthcareBank makes no endorsements, guarantees or warranties, either expressed or implied, concerning the products, content or recommendations of such sites, including the operations, programming and conduct of transactions over such sites. HealthcareBank does not warrant that such sites or content are free from any claims of copyright or other infringement or that such sites or content are free from viruses. HealthcareBank disclaims all liability of any kind whatsoever arising out of your use of or inability to use such third-party websites, the failure of products or services advertised on such websites, the use of your information by third parties and the security of information you provide to third parties. The third-party websites may have a different privacy policy and a website that is less secure than that of HealthcareBank.

Contact Us

P.O. Box 9184 | 3100 13th Ave S | Fargo, ND 58106-9184

Toll-free: 866-442-2472 | Fax: 701-298-7200