At Bell Bank Mortgage, we know that every home buyer has their own unique situation as they consider home ownership. Our mission is to make home ownership happen, with a wide array of loans and programs – and most importantly, the unequaled personal service you deserve!
No matter where you are in the process of home ownership, I’d love to be your trusted advisor. We’ll shepherd your loan from start to finish, so you can close on time, with no surprises.
I specialize in new construction and major renovation financing, and provide many different financing options from one time close construction loans to doctor loans and everything in between. Your home financing needs are unique, and I look forward to helping you find the best home loan option for your personal financial situation!
There may be many questions as you navigate this process. (How much can I afford? Which type of mortgage is best for me? Where do I start?) Consider me your trusted resource. I am never too busy to take your call or return your email.
Responsiveness makes a difference when you are negotiating an offer. Call, email or stop by our office – I’d love to connect.
Jody was such a pleasure to work with. She helped guide me through the process and went above and beyond when I ran into any issues.
Marlena S.Jody and Ryan were amazing! They made the process so easy and stress free. They kept me updated on open tasks and changing interest rates. I would highly recommend Jody and her team!
Kale F.Jody Kern - THE VERY BEST in the Mortgage Business. She has assisted us more than once. She makes the process feel smooth, is very professional, always ready to listen, and resolves any questions with grace. She provides kindness and a smile assuring us that everything will be alright. Thank you Jody for always being there for us and all your other clients, we hear positive comments from others often. I am thankful to have found you. Once again, the experience was 100% with you steering the ship.
Janelle H.Working with Jody was a pleasure, she and her team were very thorough and detail oriented, working with us closely and answering all of our questions as well as providing us many options to move forward on. We would absolutely work with Jody again!
Gene H.Jody and Ryan were fantastic through our home buying process! They gave us thorough information on all of our options. Very knowledgeable and quick responses. Overall 10/10!
Paige O.It has been a pleasure working with Jody and Ryan. Very knowledgeable and kind nature people helping me close my loan on time without any hassle and no back & forth issues. They are very patient to answer all my questions and bargains. I definitely recommend my friends to work with Jody and Ryan. If possible I will work with them as well in the future.
VJ M.Jody and her team were absolutely phenomenal throughout the entire mortgage process. Jody’s dedication and expertise truly stood out—she took the time to walk me through key details, especially regarding contingency removal, ensuring I had a solid understanding to make informed decisions with confidence. Both Jody and Ryan were incredibly proactive and attentive, keeping me updated at every stage, anticipating potential challenges, and providing timely solutions. Their seamless coordination, clear communication, and commitment to excellence made the process not only smooth but also reassuring. It was an absolute pleasure working with them, and I am deeply grateful for their unwavering support in making this journey a success.
Balu R.My wife and I enjoyed talking to Jody and her team. They were helpful in answering all my questions and keeping me informed during the entire process. I highly recommend Jody.
David Y.We had an excellent experience working with Ryan and Jody. They were incredibly responsive throughout the entire process, always available to answer questions and provide guidance. Their extensive knowledge of the mortgage process was evident, giving us great confidence every step of the way. Most impressively, they were able to get us to the closing table on a very tight timeline without a hitch. Highly recommend!
Brian P.Jody and Ryan were amazing to work with. I thought customer service in America was dead. I was WRONG. A stress free first class experience. Highest possible recommendation from me.
Joseph P.
