Providing Smart Lending and Savvy Solutions.

I have to say, working with Jody and her team was an exceptional experience! The expertise was obvious, and I will not hesitate to recommend Jody and Ryan and Bell mortgage for anyone I know that needs a mortgage! Definitely 5 stars!!!

I had the pleasure of working with Jody Kern on the biggest mortgage of my life and she made the experience so easy. Jody is a top-tier professional who is extremely knowledgeable. I always felt safe and supported fully through every step. Jody is a strong advocate for her clients and helped me navigate the process. I recommend her whole-heartedly to all of my friends and family and to internet strangers who want the best.

Outstanding professional service and expertise! Very open to assisting in any way possible to make the application process easier. Totally dedicated. You can not find a better mortgage banker!

Highly highly recommend! Amazing team, super communicative, and genuinely care for their clients. Will use again in the future.

Jody and Ryan are excellent to work with. When you're buying a home, you want to work with someone you trust, who is at the top of their field, and makes your top priority, their top priority. This is that team. I bought my first home with Jody and Ryan and they walked with me through every step. There's a lot to learn when you buy a home for the first time, but no question was too big or too small for them. They were accessible, quick to respond, and very easy (& fun!) to work with. They made complex topics easy to understand for a first-time home buyer. I highly recommend working with Jody and Ryan for your next home purchase. In any market, but especially in a seller's market, you want to have the best people on your team. Jody and Ryan are the best of the best in home mortgage.

Jody was such a pleasure to work with. She helped guide me through the process and went above and beyond when I ran into any issues.

Jody and Ryan were amazing! They made the process so easy and stress free. They kept me updated on open tasks and changing interest rates. I would highly recommend Jody and her team!

Jody Kern - THE VERY BEST in the Mortgage Business. She has assisted us more than once. She makes the process feel smooth, is very professional, always ready to listen, and resolves any questions with grace. She provides kindness and a smile assuring us that everything will be alright. Thank you Jody for always being there for us and all your other clients, we hear positive comments from others often. I am thankful to have found you. Once again, the experience was 100% with you steering the ship.

Working with Jody was a pleasure, she and her team were very thorough and detail oriented, working with us closely and answering all of our questions as well as providing us many options to move forward on. We would absolutely work with Jody again!

Jody and Ryan were fantastic through our home buying process! They gave us thorough information on all of our options. Very knowledgeable and quick responses. Overall 10/10!

It has been a pleasure working with Jody and Ryan. Very knowledgeable and kind nature people helping me close my loan on time without any hassle and no back & forth issues. They are very patient to answer all my questions and bargains. I definitely recommend my friends to work with Jody and Ryan. If possible I will work with them as well in the future.

Jody and her team were absolutely phenomenal throughout the entire mortgage process. Jody’s dedication and expertise truly stood out—she took the time to walk me through key details, especially regarding contingency removal, ensuring I had a solid understanding to make informed decisions with confidence. Both Jody and Ryan were incredibly proactive and attentive, keeping me updated at every stage, anticipating potential challenges, and providing timely solutions. Their seamless coordination, clear communication, and commitment to excellence made the process not only smooth but also reassuring. It was an absolute pleasure working with them, and I am deeply grateful for their unwavering support in making this journey a success.

My wife and I enjoyed talking to Jody and her team. They were helpful in answering all my questions and keeping me informed during the entire process. I highly recommend Jody.

We had an excellent experience working with Ryan and Jody. They were incredibly responsive throughout the entire process, always available to answer questions and provide guidance. Their extensive knowledge of the mortgage process was evident, giving us great confidence every step of the way. Most impressively, they were able to get us to the closing table on a very tight timeline without a hitch. Highly recommend!