Making Homeownership Simple: Your Trusted Mortgage Partner

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Michelle Eder

Meet Michelle


Buying a home or refinancing should be an exciting journey—not a stressful one. That’s why I’m committed to making the mortgage process as smooth and hassle-free as possible. I love what I do, and it shows in the exceptional service I provide every step of the way.

 

With a deep understanding of mortgage lending, I take a personalized approach to finding the right loan that fits each client’s unique financial situation. Whether you're purchasing your first home, building new construction, or refinancing for a better financial future, I ensure you have all the information you need upfront—no surprises. From explaining estimated monthly payments to detailing cash-to-close, I believe in transparency, so my clients feel confident in their financing decisions.

 

Working With Me


When you work with me, you can expect personalized service, proactive communication, and a commitment to finding the best loan for your unique situation. I take the time to educate my clients, ensuring they feel empowered in their financial decisions. My business is built on referrals from satisfied clients and trusted business partners, a testament to the exceptional experience I strive to provide.

 

At the heart of my business are the values that define me—integrity, passion, creativity, and a true commitment to my clients. If you're looking for a mortgage professional who will put your needs first and make home financing a seamless experience, I’d love the opportunity to work with you.

 

Let’s make your homeownership dreams a reality!
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Expertise & Specialties

  1. Purchase and Refinance
  2. Construction & Renovation Loans
  3. Vacation/Second Homes
  4. Conventional and Jumbo Loans
  5. First-time Homebuyers
  6. Down Payment Assistance Loans
  7. Government loans: FHA, VA & USDA

 

  • Michelle was recommended to us by our financial adviser who we trust completely. We dealt with her and her associates online through emails and texts from May through December to get a mortgage to pay off our new house build. She was always professional, courteous, kind and knowledgeable. There were many steps to get us through it all and she helped us every step of the way.

  • I would highly recommend her to anyone who needs a mortgage and wants it done by someone who truly knows their business. They always respond to our emails and texts quickly and have a way to exchange electronic information safely and quickly so there is no risk or lag time between each step.

  • Highly recommend using Bell Bank and specifically Michelle's team. Everyone I worked with was extremely helpful, knowledgeable, and kind. As a first time home buyer I was worried how the loan process would work but her team was always there with any questions I had. I felt super in the loop with what step we were on and what was needed of me. Thank you for helping me buy my wonderful new home!

  • They were very professional, kind and ethical in helping me get my mortgage/loan completed in a very unique way. The process as we know can be complex, but they did an extraordinary job. Michelle Eder and Deb Rivisto are my new heroes.

Tools and Resources

MortgageMapp

Download my electronic business card and get resources to help with your mortgage research.
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Homebot

Receive monthly reports that offers you home finance insights.
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Homebuyer Education

Each program has different homebuyer education requirements. Contact me to talk through the right homebuyer education course for you. Click Details below to view program links.

Popl

Click the link to download my digital business card!
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Community Involvement

  • Three Rivers Community Foundation - board member since 2012
  • Meals on Wheels ~ Elk River

 

Honors & Awards

  • Super Mortgage Professional
  • Bell Mortgage President's Club
  • Bell Mortgage Platinum Club