Business Banking

Bell Bank Business Interest Rates

half circle logo
half circle logo

Annual Percentage Yields (APYs) effective as of today's date

Certificate of Deposit

$500 Minimum Deposit

Standard rates for CDs. View rates in details tab below.
Details

Type & Term Interest Rate APY Interest Rate APY Payment Frequency
Daily Balance of  $500- 
$99,999
 $500- 
$99,999
 $99,999.01
or more
 $99,999.01
or more
 
7 Month CD Special
4.50% 4.54% 4.55% 4.59% Maturity

3 Month (91 Day) CD

4.00% 4.06% 4.05% 4.11% Maturity
6 Month (182 Day) CD 3.75 3.79% 3.80% 3.84% Maturity
1 year (12 Month) CD 3.50% 3.50% 3.55% 3.55% Maturity
18 Month CD 3.00% 3.02% 3.05% 3.07% Semiannually
2 Year (24 Month) CD 3.00% 3.00% 3.05% 3.05% Annually
3 Year (36 Month) CD 3.00% 3.00% 3.05% 3.05% Annually
5 Year (60 Month) CD 3.00% 3.00% 3.05% 3.05% Annually
Annual Percentage Yield (APY) assumes that interest will remain on deposit until maturity. A penalty for early withdrawal may be imposed. If compounding and crediting increases the balance to exceed $99,999, the increased rate will take effect upon renewal.

Certificate of Deposit - Flexible Terms

$5,000 Minimum Deposit
Rates for CDs with withdrawal and rate increase options*.
Details

Type & Term Interest Rate APY Interest Rate APY Payment Frequency
Minimum Daily Balance to Earn Interest

$2500-
$99,999.01

$2500-
$99,999.01
$99,999.01
or more
$99,999.01
or more

10 Month Flexible CD (Not for IRAs)* 3.50% 3.51% 3.50% 3.51% Maturity
15 Month Flexible CD (Not for IRAs)* 3.00% 3.00% 3.00% 3.00% Annually**
30 Month Flexible CD (Not for IRAs)* 3.00% 3.02% 3.00% 3.02% Semiannually
Annual Percentage Yield (APY) assumes that interest will remain on deposit until maturity. There may be a penalty for early withdrawal. Once during the term, you can increase the APY to the current APY offered on a similar term flexible CD. Minimum of $5,000 to open.  One penalty-free withdrawal of up to one-half of the current balance is allowed. This withdrawal cannot be made within six days of opening the CD. If you withdraw the remaining balance before the maturity date, a penalty may be imposed. A minimum balance of $2,500 must be maintained. If compounding and crediting increases the balance to exceed $99,999, the increased rate (if applicable) will take effect upon renewal.

Savings Account Interest Rate

$50 minimum Opening Deposit
Standard rates for savings and money market savings.
Details

Type & Term Minimum Balance
(to earn interest)
Interest Rate APY Payment Frequency
Regular Savings $50.00  0.40%  0.40%  Quarterly
Money Market Savings $500.00  1.80%  1.81%  Monthly
Premier Money Market Savings* $5,000.00 to $99,999.99  2.00%  2.02%  Monthly
$100,000.00 to $499,999.99  2.25%  2.27%  Monthly
$500,000.00 to $999,999.99  2.50%  2.53%  Monthly
$1,000,000.00 or more  2.75%  2.78%  Monthly
Annual Percentage Yield (APY) is variable and may change after account is opened. If fees are applied, earnings may be reduced. There is a service fee of $2 for Regular Savings and $10 for Money Market accounts if the minimum balance is not maintained.
*The interest rate is paid on the entire balance in the account.

Checking Account Interest Rates

$50 Minimum Deposit
Standard rates for interest checking.
Details

Type & Term Minimum Balance
(to earn interest)
Interest Rate APY Payment Frequency
Business Interest Checking $500.00 0.25% 0.25% Monthly
Premier Business Interest Checking* $5,000.00 0.25% 0.25% Monthly

Annual Percentage Yield (APY) is variable and may change after account is opened. If fees are applied, earnings may be reduced. There is a $10 service fee on your Interest Checking account if the minimum balance is not maintained. Interest is earned on the daily collected balance each day the balance is at or above the minimum balance.
*The interest rate is paid on the entire balance in the account.

Mobile Check Deposit

Personal Banking Rates

View today's personal rates on CDs, savings, checking and more.

Related Products

Handshake

Business Banking

Checking Accounts

Open a checking account that’s right for your business. We have solutions for all business owners no matter the size of your business.
Calculator

Business Banking

Savings Accounts

Savings is an essential part of your business. We understand that each business has its own needs when it comes to savings.
Credit Card at Computer

Business Banking

Credit Cards

Choose the card that's right for your business, whether you're looking for rewards points or other benefits.
Elan Financial Services is the creditor, issuer and servicer for Bell Bank credit cards.

Find a Business Banker Near You

Meet your business banker who can help you with financial services you need.