Business Lending

Commercial & Industrial Loans

half circle logo
half circle logo

Our local bankers have the knowledge and experience to deliver banking solutions tailored to what you and your company are looking for. We serve a wide variety of industry sectors including manufacturing, distribution, transportation, food and agribusiness, wholesale and retail, consumer products, and professional service firms.

Commercial Lending Services

Bell offers an array of sophisticated capital solutions to help you reach your business goals.

Solutions include:

*Investing and wealth management products are: Not FDIC Insured | No Bank Guarantee | May 
Lose Value | Not a Deposit | Not Insured by Any Federal Government Agency


Why Choose Bell Bank Commercial Lending?

Bell Bank is large enough to provide the depth of resources and capabilities you expect from large national banks – yet small enough that you can rely on bankers you’ll know and trust.

Our team has an appetite for lending and a drive to help you position your business for long-term growth and success. Work with Bell, and you’ll find: 
  • A focus on building relationships, not making sales
  • Local decision-making and service 
  • Unmatched personal service
  • Fast responses and a simplified process
  • Highly competitive rates and programs
  • Years of industry expertise
  • A trusted partner with a strong, value-based culture

The Bell Difference

Our experienced commercial bankers think outside the box to come up with loans and treasury services tailored specifically to your business goals. No matter where you are in your business journey, we’re here to help!
  • Leadership Access

    Our organizational structure is flat, which means there are few people between our customers’ leadership team and the leadership team at Bell Bank.
  • Patient Capital

    We focus on long-term relationships, not short-term gains, reinvesting our profits to support the long-term growth of our customers and organization.
  • Consistent Credit

    Bell Bank’s credit appetite is consistent and predictable regardless of market conditions. We do not retrade financing proposals or abruptly label our customer’s industry as “undesirable.”
  • Speed to Market

    We approve loans in as little as 10 business days – from initial loan request to loan closing. We meet daily to discuss new loan opportunities, we issue term  sheets quickly, and we work hard to close our clients’ loans as soon as possible.

Get in Touch

Connect with a commercial banker in your area to talk about your current and future plans.

In Business Together: Bell Bank + Merchology

When Merchology needed more space, they wanted more than a business loan. The family business also wanted a bank with similar values that was willing to invest alongside them.

They found it at Bell.
Mead Metals

In Business Together

Bell Bank + Mead Metals

For Sandy Crawford of Mead Metals in Shoreview, Minn., a good banking relationship is about trust and honesty.  She found that – and so much more – at Bell Bank.
Groves Learning Organization

In Business Together

Bell Bank + Groves Learning Organization

When Groves Learning Organization started working with Bell Bank, they found bankers who want to do everything they can to help the private academy further their mission.