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Bell Mortgage Team

Alayet Melese: NMLS# 1605162 | Gerry Delaney: NMLS# 417628 | Steve Flom: NMLS# 517311

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Meet The Bell Mortgage Team

Welcome to the Bell Mortgage Team. We are excited to assist you with your homeownership dreams. Whether you are looking to refinance or purchase your first home, move-up home, second home or investment property, we have you covered. At Bell Bank Mortgage our goal is to exceed all your expectations. Our experienced team of mortgage professionals will guide you through the entire process, from pre-approval to close & beyond. We offer a wide variety of loan programs to suite  your financial goals, including but not limited to competitive interest rates, unequaled personal service and on-time closings. Let’s work together to achieve your goals.


Expertise and Specialties

  1. Purchases
  2. Construction & Renovation Loans
  3. Jumbo Loans
  4. Specialized Doctor and Dentists Loans
  5. Down Payment Assistance Loans
  6. Refinances

Homebuyer Education

Each program has different homebuyer education requirements.  Contact me to talk through the right homebuyer education course for you. Click Details below to view program links.
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