I work in my clients' best interest, with the highest standards of service, professionalism and ethics.
Work with our team at Bell, and you'll find:
Good deals – Because we have access to a broad range of bank and investor outlets for home mortgages, and the loans we originate perform exceptionally well, we have preferential access to the best selection of rates and programs for nearly any situation.
Efficiency – Our approved loan packages typically go to the closing location early, so you have ample time to review your numbers prior to closing.
Process – Many lenders outsource essential parts of the approval and closing process: processing, appraisal management, and even final funding. With our in-house processes, we control all these elements for our clients, creating speed, accuracy, on-time closings and happy customers. This is a people business, and the people guiding your mortgage transaction are all here, under one roof.
Communication – We communicate consistently throughout the process, so you will never be in the dark. Instead, you'll have a clear roadmap, from application to closing.
Education – Choosing the right home loan is about understanding your options. That’s why we never push a particular program, rate or fee structure. We lay out your options, help you understand and interpret them, and empower you to make the best decision.
Since 1998, I've been able to build my business based on referrals from satisfied customers and relationships with professional partners. I'm delighted to work at Bell, a company with a 135-year commitment to service and community.
My team and I want to make the home financing process enjoyable for you. Whether purchasing a home or refinancing an existing mortgage, you deserve a smooth transaction and an authentic experience.
Expertise & Specialties
- First-time Homebuyers
- Jumbo Loans
- Construction & Renovation Loans
- Specialized Doctor and Dentist Loans
Bob Merrill and his team are just fantastic!! Being a first time home buyer, I didn’t know who to use. My relator told me about Bob and I am so glad I chose him to help me find my forever home! If I could leave a higher review of stars higher than 5, I would!! Definitely would recommend Bob Merrill and his team at Bell Bank Mortgage!!- Matt J.
Bob and his team are TOP NOTCH! They are efficient and professional. Bob always stays calm and collected which is needed in home buying and lending. I can't say enough good things. 10/10- Abby K.
Bob will look out for you throughout the entire step of the process. Highly recommend.- Peter K.
We have used Bob and his team for a second time now, during a move to another state. Bob and his team delivered. Recommended 100%!- Jesse D.
Bob at Bell mortgage made my home buying experience stress free. He answered all questions with clarity and insight into the needs I may have down the road. I would recommend working with Bob to anyone in any situation. He also has a great team behind him! Thanks Bob and team!- Susan L.
Bob was extremely knowledgeable and very easy to work with. As a first time homebuyer, it was important for me to work with someone who could walk me through the finer points and guide me on my purchase. I’d give him a 10 out of 10!- Richard M.
We were in great hands from getting pre approval to closing day and after. I highly recommend Bob Merrill for all mortgage services.”- Harrison T.
Tools and Resources
Homebot is a monthly report that offers home finance insights to monitor your estimated home value, estimated equity, loans and market trends to help you know when to buy, sell, rent or remodel to maximize your investment. Click this link to sign up to receive monthly reports or if you already signed up, to sign in and access your Homebot report.
Honors & Awards
- Super Mortgage Professional 2010-2022
- Platinum Club
- Presidents Club
- Westwood Community Church
- Spare Key
- Chanhassen High School Booster Club