Although I have received recognition from various publications over the years, it is the satisfaction of my customers that drives me the most. Buying a home is a special time in a person's life, and I thoroughly enjoy helping to bring that goal to a successful conclusion!
I made a great decision in 1998 to begin working in the mortgage industry, and I don't think I've had a boring day since! My career with Bell Bank Mortgage began in 2010. Prior to joining Bell, I was a vice president with Guaranteed Rate, Inc., and before that I spent over 10 years with Norwest Mortgage/Wells Fargo Home Mortgage.
Expertise & Specialties
- Government loans: FHA, VA & USDA
- First-time Homebuyers
- Down Payment Assistance Loans
- Conventional Loans
I can't say enough good things about Curt Smith and Bell Bank Mortgage. I quickly realized that processing a loan is not an easy task. Curt removed roadblocks, kept us informed and promptly replied to all of my questions – usually with a detailed explanation! His experience, knowledge and work ethic contributed to a successful close.- Anna and Melissa N.
Tools and Resources
Receive 24/7 access to various tools and calculators to help you research mortgage or refinance options. You can easily share this app with friends and family.
With access to multiple investors, we give clients the flexibility of highly competitive rates and a wide variety of loan programs. We have access to portfolio financing, which provides clients with more financing options.
- Calculate payments
- Real-time rate trends
- Request a pre-approval
- Share with family friends & clients
Homebot is a monthly report that offers home finance insights to monitor your estimated home value, estimated equity, loans and market trends to help you know when to buy, sell, rent or remodel to maximize your investment. Click this link to sign up to receive monthly reports or if you already signed up, to sign in and access your Homebot report.
Honors & Awards
- Super Mortgage Professional Multiple Years
- Forest Lake Hockey Association