When you work with me, I’ll teach you about the loan process, making sure you know you can rely on me to get things done right from start to finish. I’ll go above and beyond to accommodate your specific situation.
Referrals from satisfied customers are a crucial part of my business. My goal is to earn your confidence and become your trusted mortgage advisor for years to come.
Expertise and Specialties
- First-time Homebuyers
- Down Payment Assistance Loans
- Conventional Loans
- Government loans: FHA, VA & USDA
This was, by far, the easiest process I have been through in buying a home. From submitting documents to signing papers, everything was so stress-free. Cosy is fantastic.- Tonya S.
I can’t say enough great things about my family’s experience working with Heather and Cosette at Bell Bank Mortgage. They walked us through every step of the process of purchasing our first home, and helped us navigate circumstances that came up along the way. They were quick to respond when anything came up, and they were always extremely helpful. I would highly recommend partnering with them when purchasing a home!- Garrett C.
Everything went very smoothly, and all my questions were answered quickly. I would definitely recommend others use Heather Fuelberth for their mortgage.- Tanner S.
Heather was wonderful to work with and was in constant contact with us through the entire process. She quickly responded to any questions and concerns we had and kept us informed as things progressed. We would definitively do business with her again and would gladly refer anyone looking for home financing to go to Heather and Bell Bank.- Deborah W.
Heather with Bell Bank Mortgage was extremely helpful assisting me with my loan and educating me as a first-time home buyer. I would highly recommend her (and Bell Bank Mortgage) to others.- Megan G.
Heather was absolutely incredible. She got us the best deal she could and kept me informed each step of the way though the loan process. She was also very quick to respond to emails even at extremely weird hours of the day, when I wouldn’t have expected a response till the next day.- Anthony E.
From the start to the closing, the Bell Bank crew, specially Ms. Heather, was so instrumental in keeping us informed. She did an amazing job by making sure that we were informed about what was needed in the loan process.- Mayol G.
Tools and Resources
Receive 24/7 access to various tools and calculators to help you research mortgage or refinance options. You can easily share this app with friends and family.
With access to multiple investors, we give clients the flexibility of highly competitive rates and a wide variety of loan programs. We have access to portfolio financing, which provides clients with more financing options.
- Calculate payments
- Real-time rate trends
- Request a pre-approval
- Share with family friends & clients
Honors and Awards
- Platinum Level Top Producing Lender - Minnesota Housing
- Bell Bank Mortgage President's Club Recipient
- Bell Bank Mortgage Platinum Club Recipient
- Church finance committee member
More About Me
In my free time, I enjoy attending theater productions, playing pickleball and spending time with family.