20 Years of Experience of Local Lending


Jason Watt

VP/Mortgage Loan Officer NMLS# 442414

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Meet Jason

I've been in the mortgage/real estate industry for 20+ years. I'm heavily involved in our local communities schools and clubs. As a lifelong Duluthian, it's great to be working for a community bank in which all of the money stays local. I am well versed in Conventional, Construction, Jumbo, Physician, First-Time Homebuyer and VA loans.

At Bell Bank Mortgage, we know that every home buyer has their own unique situation as they consider home ownership. We make it our mission to make home happen, with a wide array of loans and programs – and most importantly, the unequaled personal service you deserve.

No matter where you are in the process of home ownership, I’d love to be your trusted advisor. We’ll shepherd your loan from start to finish, so you can close on time, with no surprises.

As a mortgage lender in the Duluth, MN area, I’m here to work with you to find the mortgage that best suits what you’re looking for. Choose me and Bell, and you will always be a person – not a number. I look at each opportunity as unique, and I look forward to helping you find the best home loan option for your personal financial situation.

You may have some questions as you navigate this process. (How much can I afford? Which type of mortgage is best for me? Where do I start? Call, email or stop by our office – I’d love to connect.

Team Information: 

Suzanne Johnson
Loan Officer Assistant

Expertise & Specialties

  1. Purchases
  2. Construction & Renovation Loans
  3. Vacation/Second Homes
  4. First-time Homebuyers
  5. Government loans: FHA, VA & USDA
  6. Investment Properties

Tools and Resources

Homebuyer Education

Each program has different homebuyer education requirements.  Contact me to talk through the right homebuyer education course for you. Click Details below to view program links.


Click the link to download my digital business card!

With the Popl digital business card, you can make sure that you have my most up-to-date contact information!

Honors & Awards

  • Bell Bank Mortgage President's Club

Community Involvement

  • Harbortown Rotary Club
  • Hockey Coach and Announcer
  • Boys and Girls Club