Providing Smart Lending and Savvy Solutions.

Jody Kern

Meet Jody

At Bell Bank Mortgage, we know that every home buyer has their own unique situation as they consider home ownership. Our mission is to make home ownership happen, with a wide array of loans and programs – and most importantly, the unequaled personal service you deserve!

No matter where you are in the process of home ownership, I’d love to be your trusted advisor. We’ll shepherd your loan from start to finish, so you can close on time, with no surprises.

I specialize in new construction and major renovation financing, and provide many different financing options from one time close construction loans to doctor loans and everything in between. Your home financing needs are unique, and I look forward to helping you find the best home loan option for your personal financial situation!

There may be many questions as you navigate this process. (How much can I afford? Which type of mortgage is best for me? Where do I start?) Consider me your trusted resource. I am never too busy to take your call or return your email.

Responsiveness makes a difference when you are negotiating an offer. Call, email or stop by our office – I’d love to connect.

Team Information:


Loan Officer Assistant

Ryan Anderson

NMLS# 400714

Expertise and Specialties

  1. Construction & Renovation Loans
  2. Specialized Doctor and Dentists Loans
  3. Jumbo Loans
  4. First-time Homebuyers
  5. Vacation/Second Homes

Tools and Resources


Download my electronic business card and get resources to help with your mortgage research.

Receive 24/7 access to various tools and calculators to help you research mortgage or refinance options. You can easily share this app with friends and family.

With access to multiple investors, we give clients the flexibility of highly competitive rates and a wide variety of loan programs. We have access to portfolio financing, which provides clients with more financing options.


  • Calculate payments
  • Real-time rate trends
  • Request a pre-approval
  • Share with family friends & clients

Homebuyer Education

Each program has different homebuyer education requirements.  Contact me to talk through the right homebuyer education course for you. Click Details below to view program links.


Click the link to download my digital business card!

With the Popl digital business card, you can make sure that you have my most up-to-date contact information!

Community Involvement

  • I am a proud 17 year member of the Rotary Club of Edina, and past board member and officer of the Housing First MN Foundation Board. I am currently a member of Housing First MN.