At Bell Bank Mortgage, we know that every home buyer has their own unique situation as they consider home ownership. Our mission is to make home ownership happen, with a wide array of loans and programs – and most importantly, the unequaled personal service you deserve!
No matter where you are in the process of home ownership, I’d love to be your trusted advisor. We’ll shepherd your loan from start to finish, so you can close on time, with no surprises.
I specialize in new construction and major renovation financing, and provide many different financing options from one time close construction loans to doctor loans and everything in between. Your home financing needs are unique, and I look forward to helping you find the best home loan option for your personal financial situation!
There may be many questions as you navigate this process. (How much can I afford? Which type of mortgage is best for me? Where do I start?) Consider me your trusted resource. I am never too busy to take your call or return your email.
Responsiveness makes a difference when you are negotiating an offer. Call, email or stop by our office – I’d love to connect.
Expertise and Specialties
- Construction & Renovation Loans
- Specialized Doctor and Dentists Loans
- Jumbo Loans
- First-time Homebuyers
- Vacation/Second Homes
I have to say, working with Jody and her team was an exceptional experience! The expertise was obvious, and I will not hesitate to recommend Jody and Ryan and Bell mortgage for anyone I know that needs a mortgage! Definitely 5 stars!!!- Melissa V.
I had the pleasure of working with Jody Kern on the biggest mortgage of my life and she made the experience so easy. Jody is a top-tier professional who is extremely knowledgeable. I always felt safe and supported fully through every step. Jody is a strong advocate for her clients and helped me navigate the process. I recommend her whole-heartedly to all of my friends and family and to internet strangers who want the best.- Christine D.
Outstanding professional service and expertise! Very open to assisting in any way possible to make the application process easier. Totally dedicated. You can not find a better mortgage banker!- Phillip S.
Highly highly recommend! Amazing team, super communicative, and genuinely care for their clients. Will use again in the future.- Stephanie W.
Tools and Resources
Receive 24/7 access to various tools and calculators to help you research mortgage or refinance options. You can easily share this app with friends and family.
With access to multiple investors, we give clients the flexibility of highly competitive rates and a wide variety of loan programs. We have access to portfolio financing, which provides clients with more financing options.
- Calculate payments
- Real-time rate trends
- Request a pre-approval
- Share with family friends & clients
- I am a proud 17 year member of the Rotary Club of Edina, and past board member and officer of the Housing First MN Foundation Board. I am currently a member of Housing First MN.