Bringing You Home Since 2012

Meet Kala

I've come to realize that lending is a whole lot more than just providing someone with a home loan. It's about caring for the clients you serve, listening to their goals and creating an impact on the community around you.

I truly believe that taking pride in owning a home is a crucial step to creating a strong community around you, contributing to your overall happiness and ultimately building your wealth for the future.

When working with me, you will find that my approach is very hands-on; providing a confidential and personalized experience and lending with creative solutions. My communication style is prompt and transparent.

It’s important to me that you feel like you are treated as if you were my own mom, dad, brother, or sister. I strive to be a life-long advisor and friend you can comfortably instill your trust in like you would your closest circle.

Team Information:

Jennifer Gerard

Loan Officer Assistant

Jennifer Gerard

Expertise and Specialties

  1. First-time Homebuyers
  2. Construction & Renovation Loans
  3. Down Payment Assistance Loans
  4. Vacation/Second Homes
  5. Government Loans: FHA, VA & USDA

Tools and Resources


Download my electronic business card and get resources to help with your mortgage research.

Receive 24/7 access to various tools and calculators to help you research mortgage or refinance options. You can easily share this app with friends and family.

With access to multiple investors, we give clients the flexibility of highly competitive rates and a wide variety of loan programs. We have access to portfolio financing, which provides clients with more financing options.


  • Calculate payments
  • Real-time rate trends
  • Request a pre-approval
  • Share with family friends & clients


Receive monthly reports that offers you home finance insights.

Homebot is a monthly report that offers home finance insights to monitor your estimated home value, estimated equity, loans and market trends to help you know when to buy, sell, rent or remodel to maximize your investment. Click this link to sign up to receive monthly reports or if you already signed up, to sign in and access your Homebot report. 

Community Involvement

  • Lutheran Social Service of Minnesota Crisis Nursery
  • Simpson Housing Services
  • Feed My Starving Children
  • Matthew Heisler Memorial Golf Classic