I've come to realize that lending is a whole lot more than just providing someone with a home loan. It's about caring for the clients you serve, listening to their goals and creating an impact on the community around you.
I truly believe that taking pride in owning a home is a crucial step to creating a strong community around you, contributing to your overall happiness and ultimately building your wealth for the future.
When working with me, you will find that my approach is very hands-on; providing a confidential and personalized experience and lending with creative solutions. My communication style is prompt and transparent.
It’s important to me that you feel like you are treated as if you were my own mom, dad, brother, or sister. I strive to be a life-long advisor and friend you can comfortably instill your trust in like you would your closest circle.
Loan Officer Assistant
Expertise and Specialties
- First-time Homebuyers
- Construction & Renovation Loans
- Down Payment Assistance Loans
- Vacation/Second Homes
- Government Loans: FHA, VA & USDA
Kala Nelson is outstanding, the epitome of exemplary service and professionalism. Her responses to my emails were virtually immediate, and she always made herself available for questions. Kala made this very complex process much, much easier. Hands down, Kala is a subject matter expert when it comes to anything mortgage, and she provided consistent peace of mind.- Julie K.
Kala did an excellent job helping us navigate our financing options for our home. She took time to answer our questions and did a wonderful job explaining our options. Kala and her team give top notch service!- Cindy P.
Kala was so easy to work with and she provided us with everything we needed very quickly. Our closing was as smooth as we hoped it would be - thanks to Kala and Bell Bank Mortgage.- Stephanie K.
It was great working with Kala. She made the whole process of refinancing super easy. She was great at explaining everything to me and answering all of my questions. I will be referring her to my family and friends.- Brenda H.
Kala and Bell Bank Mortgage were great to work with. Everything was handled efficiently and accurately, and we couldn't have asked for a more seamless experience.- Lenard O.
Kala has been a trusted resource for Chris and I in the buying and selling process. She was always very responsive and were always looking out for us to get the best rate possible!- Kate S.
Kala provided quick (and accurate!!!) responses to all of our concerns. She has a clear communication style, and I felt she was personally interested in meeting our needs. Kala Nelson was very knowledgeable.- Mike & Karen S.
Tools and Resources
Receive 24/7 access to various tools and calculators to help you research mortgage or refinance options. You can easily share this app with friends and family.
With access to multiple investors, we give clients the flexibility of highly competitive rates and a wide variety of loan programs. We have access to portfolio financing, which provides clients with more financing options.
- Calculate payments
- Real-time rate trends
- Request a pre-approval
- Share with family friends & clients
Homebot is a monthly report that offers home finance insights to monitor your estimated home value, estimated equity, loans and market trends to help you know when to buy, sell, rent or remodel to maximize your investment. Click this link to sign up to receive monthly reports or if you already signed up, to sign in and access your Homebot report.
- Lutheran Social Service of Minnesota Crisis Nursery
- Simpson Housing Services
- Feed My Starving Children
- Matthew Heisler Memorial Golf Classic