I Make Buying or Refinancing Easy and Enjoyable!

Karin-Wald hero image

Meet Karin

When you work with me, you’ll appreciate my ability to analyze loan options, then determine the one that fits based on your present situation, future plans, and loan preferences – something I’ve been doing with home mortgages since 2001.

My work with Bell Bank Mortgage has given me the tools and resources to provide you with the best experience possible.

Expertise and Specialties

  1. Purchases
  2. Construction & Renovation Loans
  3. Down Payment Assistance Loans
  4. Jumbo Loans
  5. Specialized Doctor and Dentists Loans
  6. Conventional, FHA, VA, USDA & Portfolio

Tools and Resources

MortgageMapp

Download my electronic business card and get resources to help with your mortgage research.
Details

Receive 24/7 access to various tools and calculators to help you research mortgage or refinance options. You can easily share this app with friends and family.

With access to multiple investors, we give clients the flexibility of highly competitive rates and a wide variety of loan programs. We have access to portfolio financing, which provides clients with more financing options.

Benefits:

  • Calculate payments
  • Real-time rate trends
  • Request a pre-approval
  • Share with family friends & clients

HomeBot

Receive monthly reports that offers you home finance insights.
Details

Homebot is a monthly report that offers home finance insights to monitor your estimated home value, estimated equity, loans and market trends to help you know when to buy, sell, rent or remodel to maximize your investment. Click this link to sign up to receive monthly reports or if you already signed up, to sign in and access your Homebot report. 

Homebuyer Education

Each program has different homebuyer education requirements.  Contact me to talk through the right homebuyer education course for you. Click Details below to view program links.
Details

Popl

Click the link to download my digital business card!
Details

With the Popl digital business card, you can make sure that you have my most up-to-date contact information!

Honors and Awards

  • Super Mortgage Professional
  • Presidents Club

Community Involvement

  • Affordable Housing