Providing Smart Lending and Savvy Solutions

Karla-VanRaden Hero

Meet Karla

Karla has lived in the Fargo-Moorhead area her entire life and has worked in the mortgage industry more than 30 years. With her knowledge, enthusiasm and hard work she can help you achieve your goal of homeownership.

Karla will provide you with sound advice and put her many years of experience to work for you. Her key strengths are hard work, dedication, listening and meeting your concerns. Karla will always keep your best interest in mind, and will make your home purchase a positive move.

Outside of work, Karla enjoys gardening, movies, fishing, traveling and spending time at the lakes with family.

Expertise & Specialties

  1. Down Payment Assistance Loans
  2. First-time Homebuyers
  3. Conventional Loans
  4. Government loans: FHA, VA & USDA
  5. Vacation/Second Homes
  6. New Construction
  7. Physician Loans

Tools and Resources


Download my electronic business card and get resources to help with your mortgage research.

Receive 24/7 access to various tools and calculators to help you research mortgage or refinance options. You can easily share this app with friends and family.

With access to multiple investors, we give clients the flexibility of highly competitive rates and a wide variety of loan programs. We have access to portfolio financing, which provides clients with more financing options.


  • Calculate payments
  • Real-time rate trends
  • Request a pre-approval
  • Share with family friends & clients


Receive monthly reports that offers you home finance insights.

Homebot is a monthly report that offers home finance insights to monitor your estimated home value, estimated equity, loans and market trends to help you know when to buy, sell, rent or remodel to maximize your investment. Click this link to sign up to receive monthly reports or if you already signed up, to sign in and access your Homebot report. 


Click the link to download my digital business card!

With the Popl digital business card, you can make sure that you have my most up-to-date contact information!

Honors & Awards

  • Karla has been awarded Presidents Club for several years and Platinum Club in 2021 in recognition of outstanding sales achievements.

Community Involvement

  • Fargo-Moorhead Area Association of Realtors
  • Fargo-Moorhead Home Builders Association
  • United Way
  • Habitat for Humanity