Kelly Ratzloff | Bell Bank Mortgage

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Providing smart lending and savvy solutions

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Kelly Ratzloff

Kelly Ratzloff

Mortgage Loan Officer NMLS# 1102316

Email

KRatzloff@bell.bank

Office

507-218-3280

Cell

507-390-4302

address

329 N. Main St. Suite 202 Austin, Minnesota 55912
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Meet Kelly

 

My goal is to earn your confidence, exceed your expectations, and become your trusted Mortgage Lender. Put my experience to work for you!

 

My knowledge, loyalty and outstanding customer service is sure to make your mortgage process a positive experience - resulting in relationships to last a lifetime.

 

Expertise & Specialties

  1. First-time Homebuyers
  2. Conventional Loans
  3. Refinance
  4. Purchases
  5. Down Payment Assistance Loans
  6. FHA

 

  • Kelly is an amazing loan officer! She always keeps us in the loop on the progress and legitimately cares about our goals and needs. This is the third time either getting a mortgage or refinancing with her and I will always continue to work with her. Her experience makes the process smooth. I have referred numerous friends and family to her and all of them have been overly satisfied as well! Thanks Kelly!

    Bill King

Tools and Resources

MortgageMapp

Download my electronic business card and get resources to help with your mortgage research.


Receive 24/7 access to various tools and calculators to help you research mortgage or refinance options. You can easily share this app with friends and family.

With access to multiple investors, we give clients the flexibility of highly competitive rates and a wide variety of loan programs. We have access to portfolio financing, which provides clients with more financing options

Benefits:
 

  • Calculate payments
  • Real time rate trends
  • Request a pre-approval
  • Share with family friends & clients
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Homebuyer Education

Each program has different homebuyer education requirements. Contact me to talk through the right homebuyer education course for you. Click Details below to view program links.
  • Freddie Mac Credit Smartundefined
  • Fannie Mae HomeViewundefined
  • Framework Online Educationundefined
  • Home Stretch In-Person Classesundefined
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Popl

Click the link to download my digital business card!


With the Popl digital business card, you can make sure that you have my most up-to-date contact information!

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