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Providing Smart Lending and Savvy Solutions

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Matt Berna

Matt Berna

Mortgage Loan Officer NMLS# 2229950

Email

mberna@bell.bank

Cell

262-930-6310

address

424 2nd Street Excelsior, MN 55331
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Meet Matt​


At Bell Bank Mortgage, we know that every home buyer has their own unique situation as they consider home ownership. We make it our mission to make home happen, with a wide array of loans and programs – and most importantly, the unequaled personal service you deserve! 

 

No matter where you are in the process of home ownership, I’d love to be your trusted advisor. We’ll shepherd your loan from start to finish, so you can close on time, with no surprises. 

 

As a mortgage lender in the Excelsior, MN area, I’m here to work with you to find the mortgage that best suits what you’re looking for. Choose me and Bell, and you will always be a person – not a number. I look at each opportunity as unique, and I look forward to helping you find the best home loan option for your personal financial situation! 

 

You may have some questions as you navigate this process. (How much can I afford? Which type of mortgage is best for me? Where do I start?) Call, email or stop by our office – I’d love to connect.

 

  • The best lending experience ever! Our realtor recommended Matt to us, and we are so glad she did. As first-time homebuyers, we were totally clueless about the process. Matt was extremely knowledgeable, friendly and honest. Best of all, he was always prompt to respond to our questions whether it was an email, text or phone call. We talked to a handful of agents and ultimately, Matt’s great personality (and his rates) won us over. Working with him was so easy and helped us feel confident and ready to take the major financial step of buying our first house. We will absolutely work with him again when the time comes!

    Emily M. from Minnetonka, MN
  • Great lender! We couldn’t recommend Matt enough! We were buying our first home as we relocated back to Minnesota for work. My company offered a lender as part of my relocation package that was a great deal, but we still decided to go with Matt after he was recommended by our realtor. We really appreciate working with a local credit union instead of a large relocation mortgage company that was hard to reach. Matt answered our calls and texts at any time of day, worked with us to get a great deal on our mortgage and helped us get to closing easy-peasy while we were juggling so many things coming from out of state. We had a short timeline and it went super smoothly! I feel great going with TruStone and Matt and would recommend to any busy first-time homebuyers.

    A and V from St. Paul, MN
  • Fantastic! Matt made the process as smooth and stress free as possible. He always made himself available for questions and I felt truly valued as a customer. He walked us through the whole process, so we were always ready for the next step. I couldn’t have been happier with our experience!

    Scott B. from Racine, WI
  • Easy. The process was very easy and Matt was awesome. He answered my questions no matter what time or day I texted. He’s also a very nice guy. I would recommend Matt to family and friends.

    Jen from Maple Grove, MN
  • 11/10 for Matt! Matt was wonderful to work with and made the entre homebuying process stress-free for us. Everything went so smoothly thanks to his knowledge, communication and guidance. He went above and beyond! We highly recommend Matt and his team for your lender/mortgage needs!

    Mari H. from White Bear Lake, MN

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