As a seasoned mortgage professional, I take pleasure in helping my customers with their mortgages. With many years in the mortgage industry, I have the knowledge to help find the home loan that fits your individual situation.
Part of my success comes from the support of my talented loan assistant, Deb Rivisto. Work with me, and you will also likely have the pleasure of connecting with Deb along the way!
New construction financing is one of my specialties. I believe that it is an honor to do what I love and make a positive impact on people’s lives!
Expertise & Specialties
- Purchase and Refinance
- Construction & Renovation Loans
- Vacation/Second Homes
- Conventional and Jumbo Loans
- First-time Homebuyers
- Down Payment Assistance Loans
- Government loans: FHA, VA & USDA
Michelle was recommended to us by our financial adviser who we trust completely. We dealt with her and her associates online through emails and texts from May through December to get a mortgage to pay off our new house build. She was always professional, courteous, kind and knowledgeable. There were many steps to get us through it all and she helped us every step of the way.-
I would highly recommend her to anyone who needs a mortgage and wants it done by someone who truly knows their business. They always respond to our emails and texts quickly and have a way to exchange electronic information safely and quickly so there is no risk or lag time between each step.-
Highly recommend using Bell Bank and specifically Michelle's team. Everyone I worked with was extremely helpful, knowledgeable, and kind. As a first time home buyer I was worried how the loan process would work but her team was always there with any questions I had. I felt super in the loop with what step we were on and what was needed of me. Thank you for helping me buy my wonderful new home!-
They were very professional, kind and ethical in helping me get my mortgage/loan completed in a very unique way. The process as we know can be complex, but they did an extraordinary job. Michelle Eder and Deb Rivisto are my new heroes.-
Tools and Resources
Receive 24/7 access to various tools and calculators to help you research mortgage or refinance options. You can easily share this app with friends and family.
With access to multiple investors, we give clients the flexibility of highly competitive rates and a wide variety of loan programs. We have access to portfolio financing, which provides clients with more financing options
- Calculate payments
- Real time rate trends
- Request a pre-approval
- Share with family friends & clients
- Three Rivers Community Foundation - board member since 2012
- Meals on Wheels ~ Elk River
Honors & Awards
- Super Mortgage Professional
- Bell Mortgage President's Club
- Bell Mortgage Platinum Club