Experience. Integrity. Exceptional Service.

Michelle Eder

Meet Michelle

As a seasoned mortgage professional, I take pleasure in helping my customers with their mortgages. With many years in the mortgage industry, I have the knowledge to help find the home loan that fits your individual situation.

Part of my success comes from the support of my talented loan assistant, Deb Rivisto. Work with me, and you will also likely have the pleasure of connecting with Deb along the way!

New construction financing is one of my specialties. I believe that it is an honor to do what I love and make a positive impact on people’s lives!

Expertise & Specialties

  1. Purchase and Refinance
  2. Construction & Renovation Loans
  3. Vacation/Second Homes
  4. Conventional and Jumbo Loans
  5. First-time Homebuyers
  6. Down Payment Assistance Loans
  7. Government loans: FHA, VA & USDA

Tools and Resources


Download my electronic business card and get resources to help with your mortgage research.

Receive 24/7 access to various tools and calculators to help you research mortgage or refinance options. You can easily share this app with friends and family.

With access to multiple investors, we give clients the flexibility of highly competitive rates and a wide variety of loan programs. We have access to portfolio financing, which provides clients with more financing options

  • Calculate payments
  • Real time rate trends
  • Request a pre-approval
  • Share with family friends & clients


Receive monthly reports that offers you home finance insights.

Monitor your estimated home value, estimated equity, loans and market trends to help you know when to buy, sell, rent or remodel to maximize your investment. Click the link to sign up to receive monthly reports or if you already signed up, to sign in and access your Homebot report.

Homebuyer Education

Each program has different homebuyer education requirements.  Contact me to talk through the right homebuyer education course for you. Click Details below to view program links.


Click the link to download my digital business card!

With the Popl digital business card, you can make sure that you have my most up-to-date contact information!

Community Involvement

  • Three Rivers Community Foundation - board member since 2012
  • Meals on Wheels ~ Elk River

Honors & Awards

  • Super Mortgage Professional
  • Bell Mortgage President's Club
  • Bell Mortgage Platinum Club