I've been in the mortgage business for more than two decades. My success on behalf of my clients stems from being very good at the basics:
- Analyzing credit
- Preparing a budget to make sure you can truly afford the home (not just qualify)
- Setting realistic timelines
- Discussing the pros and cons of your mortgage options
- Mastering the basics helps ensure your home ownership process will go smoothly during and after closing
Help with Divorce Issues
Over the past 15 years, I have helped clients buy or refinance all types of properties – but what I'm best known for is being an expert within the family law community.
I help divorce attorneys, mediators and their clients address housing and mortgage issues while the divorce is in process. I communicate the lending guidelines to be aware of and determine if one party can afford to keep the home, whether the vacating spouse will be able to buy a home, and what language needs to be in the decree so the parties can achieve their individual goals. I look forward to helping you.
Watch my video series.
Expertise and Specialties
- Divorce Mortgage Specialist
- Hamline Mediation Skills training
Wonderful experience! Mitch Irwin is so knowledgeable and helpful. Nothing short of amazing!- Chelsea H.
Mitch provided several mortgage options for me to review to make an informed decision. He was always quick to respond and made the process quite painless.- Elizabeth S.
Mitch Irwin helped me greatly in navigating the cash buyout during my divorce.- Julie J.
Everything was smooth and easy. Things happened just as Mitch and team said they would, and communication was always clear and prompt.- Falen G.
Mitch was fantastic to work with. I would recommend him to any of my friends and family.- Celesta H.
Mitch Irwin is very good with follow-through and is thorough. He tells it like it is, and I can count on him to be honest.- Rachel C.
Mitch Irwin and his team at Bell Bank Mortgage do a terrific job. The whole process from start to finish is professional, seamless and hassle-free.- Dax S.
Tools and Resources
Receive 24/7 access to various tools and calculators to help you research mortgage or refinance options. You can easily share this app with friends and family.
With access to multiple investors, we give clients the flexibility of highly competitive rates and a wide variety of loan programs. We have access to portfolio financing, which provides clients with more financing options.
- Calculate payments
- Real-time rate trends
- Request a pre-approval
- Share with family friends & clients
Honors and Awards
- Super Mortgage Professional 2014-2022