Providing Smart Lending and Savvy Solutions

Mikal-Knotek hero

Meet Mikal

Mikal Knotek has been a successful mortgage professional, manager, technology entrepreneur and industry consultant who entered the mortgage field in 1991. Learning the business from the ground up, he quickly became a production leader.  30 years+ of mortgage lending expertise.  25 years building Bell strong.

Always advising to your why. Don't settle for less.

Expertise & Specialties

  1. Purchases
  2. Government loans: FHA, VA & USDA
  3. First-time Homebuyers
  4. Construction & Renovation Loans
  5. Refinance

Tools and Resources


Download my electronic business card and get resources to help with your mortgage research.

Receive 24/7 access to various tools and calculators to help you research mortgage or refinance options. You can easily share this app with friends and family.

With access to multiple investors, we give clients the flexibility of highly competitive rates and a wide variety of loan programs. We have access to portfolio financing, which provides clients with more financing options.


  • Calculate payments
  • Real-time rate trends
  • Request a pre-approval
  • Share with family friends & clients


Receive monthly reports that offers you home finance insights.

Homebot is a monthly report that offers home finance insights to monitor your estimated home value, estimated equity, loans and market trends to help you know when to buy, sell, rent or remodel to maximize your investment. Click this link to sign up to receive monthly reports or if you already signed up, to sign in and access your Homebot report. 

Homebuyer Education

Each program has different homebuyer education requirements.  Contact me to talk through the right homebuyer education course for you. Click Details below to view program links.


Click the link to download my digital business card!

With the Popl digital business card, you can make sure that you have my most up-to-date contact information!

Honors & Awards

  • Multi - Year Super Mortgage Professional
  • President's Club 
  • Platinum Club
  • Bell Culture Builder Award

Community Involvement

  • Grateful supporter of STMA Sports, Theater, Band and other community groups and events
  • Proud member of the SMFD