Providing Smart Lending and Savvy Solutions

Meet Pat

With over 20 years of experience in the mortgage industry, I strive for your complete customer satisfaction in working with your loan. I'm extremely knowledgeable about mortgage options – what loans, rates and programs are available, and how they might fit into your financial picture. I'll pass on that information to you, and I'll make sure your mortgage transaction goes smoothly from initial loan application to closing.

Expertise and Specialties

  1. Purchases
  2. Refinance
  3. Conventional Loans
  4. Government Loans: FHA, VA & USDA
  5. Down Payment Assistance Loans
  6. New Construction Loans and Rehabs
  7. Second Homes/Lake Homes

Tools and Resources


Download my electronic business card and get resources to help with your mortgage research.

Receive 24/7 access to various tools and calculators to help you research mortgage or refinance options. You can easily share this app with friends and family.

With access to multiple investors, we give clients the flexibility of highly competitive rates and a wide variety of loan programs. We have access to portfolio financing, which provides clients with more financing options.


  • Calculate payments
  • Real-time rate trends
  • Request a pre-approval
  • Share with family friends & clients

Homebuyer Education

Each program has different homebuyer education requirements.  Contact me to talk through the right homebuyer education course for you. Click Details below to view program links.