I am a native Arizonan and grew up in a large family in Tempe. I played every sport in high school and am a bit of a tom boy. Although my younger years were spent traveling, I feel lucky to call “The Valley of the Sun” my home. My family has deep roots in Northern Arizona and the Grand Canyon, which is why Flagstaff is my home away from home. I am blessed with two amazing, athletic kids, which has given way to many days spent on a soccer field or volleyball court.
In over 34 years in the mortgage industry, my unique background has included roles as a loan officer, loan processor, closer, funder and underwriter and wholesale sales. Over 20 of these years were spent at Chase as a producing branch manager, covering over 40+ bank branches. I left the corporate bank world behind to find my forever home at Bell Bank, a national private bank, consistently ranked as a top place to work. These roles give me an extra edge as a loan officer in resolving issues when others cannot. Having experienced so much of this industry over time, I am able to be a reliable financial guide for our clients, helping them to build wealth through homeownership.
Our team specializes in helping relocating employees and their families, new construction loans (tract builder or custom), medical professional loans, luxury home financing and more. We are experts at complex income analysis and coming up with creative solutions. We love working with our veterans and first time home buyers and Bell has many down payment assistance programs to serve our communities in need.
As your mortgage consultant, I’ll use my long-term experience to provide you with sound advice and a smooth loan process. Our team takes the stress out of the loan process through education, understanding clients’ needs, and providing exemplary communication. When you work with me you are drawing on the experience of one of Arizona's best.
I just wanted to send a sincere thank you for the incredible job you both have done to get us to the finish line of this closing. From the get-go, starting with our offer to buy a home, your work has been invaluable. I’m well aware that with so many transactions happening right now that it’s an incredibly busy time, and you’ve both jumped through hoops to meet the time demands. You’ve made this so much more pleasurable given your warmth and responsiveness through this whole process. I hope to return all the goodwill by referring lots of clients your way. Thank you again!
Eileen K.Working with our lender was great. We were given everything we needed, documents were provided promptly and guidance was stellar. I really felt like Margo's team was in my corner during the process and for the 2 years of preparation we did to get ready. It could not have gone better.
David M.We have worked with Margo's team twice over the past 8 years. She is very good at what she does and is always very pleasant to work with. She and her team are very thorough, professional and always took the time to stay connected and keep us updated during every step of the process.
Elliott R.The Bell team did a great job providing so much help and expertise, which is not easy to do in the time of Covid 19. Special thanks to Margo's team for their patience.
Lloyd W.Margo's team was so awesome to work with. I was kept up to date constantly on where we were at in the process, from the very beginning qualification all the way through the end of the transaction. She worked so hard to make sure everything fell into place perfectly and any hiccups were resolved as quickly as possible.
John T.Margo, as I told our realtor, you and your team are the top and easiest bankers we’ve ever worked with, and we’ve done this whole dance 8 other times.
Bryan H.This is my second time working on a mortgage with Bell Bank, and both experiences have been great. Working with Margo's team has always been a great experience, and she is always responsive, accurate and professional.
Garth D.Want to Read More?
