I know that your home is likely the largest purchase you will make. With my background as a buyer, seller, borrower, closing professional, realtor and loan originator, I understand the gravity of the decisions we make at each step in your mortgage. Over the years, I have had the privilege of serving many people just like you. Buying or refinancing your home is an incredibly exciting time! I'll work with you and your realtor to ensure this important milestone is handled with the individual attention you deserve.
Your understanding of this process is key.
While we are working together, please know that no detail is too small, and all of your questions matter. I will take all the time you need to feel comfortable with the decisions you make. Using a variety of online tools, you can connect with me throughout the day based on your schedule. Rest assured, I will always respond in a timely manner and provide the information you require.
To get started, just click on Apply Now, send an email or give me a call!
When I’m not working with loan customers, you may find me playing or teaching the Great Highland Bagpipe. My husband and I have published a tutorial with Hal Leonard Music and a comprehensive tune book. We also maintain The Bagpipe Place, a free resource and museum for pipers around the world, as well as Celtic Matador, an online clothing and accessories shop.
Expertise & Specialties
- Construction & Renovation Loans
- First-time Homebuyers
- Government loans: FHA, VA & USDA
I highly recommend Sarajane and Bell Mortgage. We have gone through many lending transactions over the years involving purchases, sales, and refinancing. This has been the smoothest process to date. Thank you for making what can be a stressful time incredibly low key and painless.- Laura G.
Sarajane is fantastic!! She's very easy to work with. She's also prompt, professional, and extremely knowledgeable. If you are in the market for a home purchase or refinance, I HIGHLY recommend working with Sarajane at Bell Bank Mortgage!- Nate S.
Sarajane was great to work with! She was very informative about the process and answered all our questions swiftly.- Alex D.
The customer service was outstanding! Sarajane went above and beyond and treated us like family.- Brian W.
Sarajane was phenomenal! Great communication, super knowledgeable and made sure all went smoothly, including at closing.- Jerry U.
Sarajane was absolutely wonderful. She answered all of our questions in a timely manner and as fun to work with. She made our experience very personal.- Mike K.
Sarajane was extremely helpful in my financing effort - she was knowledgeable of financing options and what was required to successfully acquire a mortgage.- Lynn P.
Tools and Resources
Receive 24/7 access to various tools and calculators to help you research mortgage or refinance options. You can easily share this app with friends and family.
With access to multiple investors, we give clients the flexibility of highly competitive rates and a wide variety of loan programs. We have access to portfolio financing, which provides clients with more financing options.
- Calculate payments
- Real-time rate trends
- Request a pre-approval
- Share with family friends & clients
Homebot is a monthly report that offers home finance insights to monitor your estimated home value, estimated equity, loans and market trends to help you know when to buy, sell, rent or remodel to maximize your investment. Click this link to sign up to receive monthly reports or if you already signed up, to sign in and access your Homebot report.
Honors & Awards
- Five Star Professional
- Metropolitan Builders Association Rookie Member of the Year
- Operation Finally Home Task Force
- Metropolitan Builders Association Membership Committee Member
- Metropolitan Builders Association Homebuilder Expo Committee Member
- Metropolitan Builders Association Construction Advocacy Committee Member
- Home Builder Trades Foundation Career Day Task Force