Providing Smart Lending and Savvy Solutions

Tim Oster Hero Image

Meet Tim

Since 2002, I have used my 17 years of experience in finance and operations to help my clients achieve their financial goals and dreams.  My distinctive background gives me the ability to provide guidance and accurate solutions for each individual client’s situation.  I don’t see myself as a sales person but more of a personal advisor to each of my clients and because of this you will never experience any sales pressure from me.  My clients enjoy my attention to detail, integrity and exceptional level of customer service.

No matter where you are in the process of home ownership, I’d love to be your trusted advisor. I will shepherd your loan from start to finish, so you can close on time, with no surprises.

You may have some questions as you navigate this process. (How much can I afford? Which type of mortgage is best for me? Where do I start?) Call or email me – I’d love to connect.

Expertise & Specialties

  1. Purchases
  2. First Time Homebuyers
  3. Jumbo Loans & Self-Employer Borrowers
  4. Conventional Loans
  5. Government Loans: FHA, VA & USDA
  6. Vacation/Second Homes
  7. Refinances

Tools and Resources


Receive monthly reports that offers you home finance insights.

Monitor your estimated home value, estimated equity, loans and market trends to help you know when to buy, sell, rent or remodel to maximize your investment. Click the link to sign up to receive monthly reports or if you already signed up, to sign in and access your Homebot report.

Homebuyer Education

Each program has different homebuyer education requirements.  Contact me to talk through the right homebuyer education course for you. Click Details below to view program links.


Click the link to download my digital business card!

With the Popl digital business card, you can make sure that you have my most up-to-date contact information!

Honors and Awards

Super Mortgage Professional - 2013 to 2023