Your Mortgage Solution Team

Apply Now With JoelleApply Now With Kristi
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Sweepstakes sponsored by Larry Kowalczyk, Kristi Baetsen and Joelle Foran/Bell Bank Mortgage15490 101st Avenue N. Suite 150 Maple Grove, MN 55369. No purchase necessary. Must enter by 11:59 P.M. on May 22nd, 2025. Register to win by emailing YourLoanTeam@bell.bank or by calling at 952-905-5377. One entry per person. Two winners will receive two tickets in the Homeplate Box level for the game on Sunday June 22, 2025, at 1:10pm vs Milwaukee Brewers (value $94/ticket). Prizes are not refundable. Odds of winning are dependent on the number of entries received. Restrictions: Must be 18 to enter. No third-party settlement providers. No current employees of Bell Bank, board members or their immediate family members. 2 winners will be chosen by a random drawing on May 23rd 2025. Winners will be contacted via email or phone call depending on how they entered.  Winners must claim their prize within 24 hours of drawing.  If winner does not claim prize within 24 hours an alternate winner will be selected via a random drawing. The winners list will be available upon request after the sweepstakes has closed. To receive a copy of the winners list, please email YourLoanTeam@bell.bank. The winners agree that their names and likeness may be used for publicity purposes without additional compensation. The winners release Bell Bank for any liability and indemnifies in connection with the prize.

Meet Your Mortgage Solution Team

 

For most people, your home is the largest and most important asset in your financial plan. So when you're getting a mortgage, it's critical to work with a team who will take the time to listen to you. The lowest interest rate or payment on the wrong mortgage program can be very costly.

More than 55 years of combined mortgage experience, Your Mortgage Solution Team will take the time to listen to you, then provide you with a lending solution that's personalized to your financial goals.

 

We love to offer our customers a smooth transaction based on honesty and communication. We want to become a trusted resource, not only for you today, but also for you and your family and friends for years to come. As a team, we can assure you that you'll always get prompt responses to any questions that arise.

Team Information:

Kristi Baetsen
Associate Loan Officer

Kristi Baetsen
NMLS# 1137149

kbaetsen@bell.bank 
C: 612-810-2513 O: 952-905-5377

Joelle Foran
Associate Loan Officer

Joelle Foran
NMLS# 1736836

jforan@bell.bank 
C: 612-600-5308 C: 952-905-5516

Expertise and Specialties

  1. First-time Homebuyers
  2. Vacation/Second Homes
  3. Investment Properties
  4. Construction & Renovation Loans
  5. Refinance
  6. Move Up Buyers

 

  • The entire process was very smooth. I felt informed about the timeline and what I was responsible for supplying/completing. The team was extremely responsive and helpful when I had any questions. I've heard from other friends and family that securing a house loan can be a stressful, frustrating process. I am happy that this was nothing like my experience working with Bell Bank.

    Lisa

  • I wanted to thank you for all the help and assistance with getting my house to closing!!! Larry, Kristi and Joelle were amazing to work with and they stepped in right away and made it happen effortlessly and smoothly! I am beyond grateful for the Bell Team. So THANK YOU again from myself and my children! I will highly recommend Bell to anyone buying a home.

    Angie

  • Best customer service in the industry. The entire team goes above and beyond! Thank you!

    Dario

Tools and Resources

MortgageMapp

Download my electronic business card and get resources to help with your mortgage research.
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Homebuyer Education

Each program has different homebuyer education requirements. Contact me to talk through the right homebuyer education course for you. Click Details below to view program links.

Popl

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Honors and Awards

  • Bell Bank's Presidents Club recipient for the past 20 years

 

Community Involvement

  • Spare Key liaison for Bell Bank Mortgage
  • Simpson Housing volunteer