mortgage loans and programs

Find the Right Mortgage Loan For You

Buying a house is a big step. Let us take it with you!

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Get Started on Your Journey to Homeownership!

For decades, we’ve simplified the homebuying process for thousands of families. In fact, our Bell name has mortgage roots dating back to 1880 in Minnesota. That’s experience you can trust from your preapproval throughout the life of your loan. With core values of family, unequaled service and giving back at the heart of all we do, we treat our customers how we want to be treated, offering highly competitive rates, in-house processing and underwriting, a wide variety of loan programs and a reputation for award-winning service, reliability and on-time closings.

Our vast array of mortgage programs at Bell include:
  • Conventional loans
  • First-time homebuyer programs
  • Lake and vacation home loans
  • New construction loans (one-time-close and two-time close options)
  • Down-payment assistance programs
  • Refinancing options
  • Portfolio loans
  • Veterans Affairs (VA) loans
  • Federal Housing Administration (FHA) loans
  • Bell Rehab loans (including pool options for new and resale properties)
  • Rural development loans
  • Specialized doctor and dentist loan programs
  • And more!

Find your path to home ownership with the right loan for you. Choosing a loan program can feel overwhelming – that’s why we're here to work with you, learn your unique financial goals and find the right program that fits your needs.