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Stacy Jahraus

Meet Stacy

 

At Bell Bank Mortgage, we know that every home buyer has their own unique situation as they consider home ownership. We make it our mission to make home happen, with a wide array of loans and programs – and most importantly, the unequaled personal service you deserve.
 
No matter where you are in the process of home ownership, I’d love to be your trusted advisor. We’ll shepherd your loan from start to finish, so you can close on time, with no surprises.
 
As a mortgage lender in the Rochester, MN area, I’m here to work with you to find the mortgage that best suits what you’re looking for. Choose me and Bell, and you will always be a person – not a number. I look at each opportunity as unique, and I look forward to helping you find the best home loan option for your personal financial situation.
 
You may have some questions as you navigate this process. (How much can I afford? Which type of mortgage is best for me? Where do I start?) Call, email or stop by our office – I’d love to connect.

Team Information:

Xaycosy_Gina_UB6A0468
Loan Officer Assistant

Gina Xaycosy
NMLS# 1382869

gxaycosy@bell.bank 
O: 507-322-5300

Expertise & Specialties

  1. Purchases
  2. Conventional Loans
  3. Government loans: FHA, VA & USDA
  4. Refinance
  5. Construction & Renovation Loans
  6. Jumbo Loans
  7. Investment/Second homes
  8. DR loan programs
  9. First time homebuyers

 

  • Stacy and his team have always been wonderful to work with! We completed a refinance with them a few years back and immediately knew we wanted to work with them again when it came time to purchase our next home. Stacy has great communication and is excellent at explaining. We are so grateful to have been referred to him ...and now we continue to refer our friends and family his way as well!

    Molly G.

  • Bell Bank and Stacy Jahraus made our first home purchase straight forward and a great experience. Stacy was excellent to work with and is very patient, which was truly helpful as we really didn't know anything about how to buy a house. Absolutely recommend working with Stacy, and will be working with him in the future!

    Asher A.

  • Always a great appreciation for Stacy Jahraus and his team when needing support for home loans. He is the guy to contact for all mortgage questions as he is there from start to finish. Thanks again Stacy for your help for our retirement home. Tom and Shari Henderson. Thanks for helping us get our retirement home!

    Shari H.

  • Stacy was very easy to work with during the process of buying our home and worked really hard to meet our needs. We would definitely utilize him again when the situation arises.

    Dave W.

  • Working with Stacey and Gina on our home loan was a very smooth experience. Their communication and support was timely and thorough. We had difficulty getting needed information from a pension provider but they were there to walk us through obtaining what was needed in a calm manner. Stacey was helpful in exploring a bridge loan to avoid closing on the two properties on the same day. He has many contacts to help with home buying and selling. I have used Stacey multiple times in the home buying and refinancing process and would consider no one else. He is professional and goes out of his way to provide great service at a great rate.

    Wayne B.

Tools and Resources

MortgageMapp

Download my electronic business card and get resources to help with your mortgage research.
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Homebuyer Education

Each program has different homebuyer education requirements. Contact me to talk through the right homebuyer education course for you. Click Details below to view program links.

Popl

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Honors & Awards

  • Bell Bank Mortgage Platinum Club