Medicare Insurance
Basics of Medicare Insurance
Medicare is a federal health insurance program for individuals age 65 and older (and others with special exemptions).
Medicare open enrollment is now open through December 7.
There are four main parts to Medicare:
-
Hospital
Insurance
(Part A)
Helps cover:
• Inpatient care in hospitals
• Skilled nursing facility care
• Home health care -
Medical
Insurance
(Part B)
Helps cover:
• Services from doctors and other health care providers
• Outpatient care
• Durable medical equipment
• Many preventative services like screenings, shots, vaccines and annual wellness visits -
MedicareAdvantage
(Part C)
Medicare Advantage bundles Part A, Part B and usually Part D, and may also cover:
• Vision services
• Hearing services
• Dental services -
Prescription Drug Insurance
(Part D)
Helps cover the cost of:
• Prescription drugs
• Many shots and vaccines
There are two main Medicare coverage options:
Get Your Medicare Questions Answered
Medicare can be complicated, and whether you're enrolling for the first time or need to make changes during open enrollment, Bell Insurance can help. Contact one of our Bell Insurance experts today.
- Kristina Schultz, Health Insurance Advisor, 701-297-1839 or kschultz@bell.insurance
- Jade Witty, Health Insurance Advisor, 701-297-1810 or jwitty@bell.insurance
We do not offer every plan available in your area. Currently we represent 10 organizations which offer 44 products in your area. Please visit Medicare.gov, or contact 1-800-MEDICARE or your local State Health Insurance Program (SHIP) to get information on all your options.
Bell Insurance Services, LLC is a wholly owned subsidiary of Bell Bank. Products and services offered through Bell Insurance are: Not FDIC Insured | No Bank Guarantee | May Lose Value | Not A Deposit | Not Insured by Any Federal Government Agency.