Medicare Insurance

Basics of Medicare Insurance

Medicare is a federal health insurance program for individuals age 65 and older (and others with special exemptions).

Medicare open enrollment is now open through December 7.

There are four main parts to Medicare:

Hospital
Insurance

(Part A)

Helps cover:

Inpatient care in hospitals
Skilled nursing facility care
Home health care

Medical
Insurance

(Part B)

Helps cover:

Services from doctors and other health care providers
Outpatient care
Durable medical equipment
Many preventative services like screenings, shots, vaccines and annual wellness visits

Medicare
Advantage

(Part C)

Medicare Advantage bundles Part A, Part B and usually Part D, and may also cover:

Vision services
Hearing services
Dental services

Prescription Drug Insurance

(Part D)

Helps cover the cost of:

Prescription drugs
Many shots and vaccines

There are two main Medicare coverage options:

Original Medicare

Includes both Part A and Part B (with the option to join Part D separately) and covers most, but not all, of the costs for approved health care services and supplies.

Medicare Advantage

May offer extra benefits that Original Medicare doesn’t cover such as vision, hearing and dental services.

Medicare Insurance | Bell Insurance | Bell Bank

Basics of Medicare Insurance

There are four main parts to Medicare:

Hospital Insurance

Medical Insurance

Medicare Advantage

Prescription Drug Insurance

There are two main Medicare coverage options:

Original Medicare

Medicare Advantage

Get Your Medicare Questions Answered

Hospital
Insurance

Medical
Insurance

Medicare
Advantage