Providing smart lending and savvy solutions

Debbie Oakland

Meet Debbie

I started in mortgage lending in 2002, prior to that I sold real estate for a couple years so I feel I have a more rounded approach to lending. I love to see people reach their dream of homeownership and want to be with them every step of the way, becoming their lender for life. There is nothing more rewarding than watching a person, couple or family realize their dream has become reality.

I grew up in Devils Lake ND and have lived in several states prior to moving back to ND in 2014 with my husband Tracy. We have two adult children, a son in law, one grandson and anther grandbaby on the way. Outside of work, I enjoy spending time with family, spoiling my grandson and home improvements.

Expertise & Specialties

  1. First-time Homebuyers
  2. Government loans: FHA, VA & USDA
  3. Vacation/Second Homes
  4. Refinance

Tools and Resources


Download my electronic business card and get resources to help with your mortgage research.

Receive 24/7 access to various tools and calculators to help you research mortgage or refinance options. You can easily share this app with friends and family.

With access to multiple investors, we give clients the flexibility of highly competitive rates and a wide variety of loan programs. We have access to portfolio financing, which provides clients with more financing options.


  • Calculate payments
  • Real-time rate trends
  • Request a pre-approval
  • Share with family friends & clients


Click the link to download my digital business card!

With the Popl digital business card, you can make sure that you have my most up-to-date contact information!

Community Involvement

  • Fargo Moorhead Area Association of Realtors, committee member
  • Home Builders Association, past member
  • Women's Leadership Program, graduate
Debbies Fam
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Debbies Fam
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