Providing Smart Lending and Savvy Solutions

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Meet Justus

As your trusted mortgage advisor, I am dedicated to finding the perfect loan solution for you. I'll take the time to understand your unique needs, goals, and concerns to ensure you get the best fit. With my background as a licensed therapist, school counselor, and psychology instructor, I bring a unique level of education and understanding to your mortgage experience. To me, each mortgage is a relationship, not just a transaction. I am excited to partner with you to turn your home dreams into a reality while I take care of the details.

My commitment to availability and transparency means you can count on me to be there for you. I prioritize open communication, keep you informed and up-to-date, and make sure you are comfortable every step of the way. I work hard upfront so that you can focus on what really matters - choosing the perfect paint color for your new home, without having to worry about tracking down missing documents.

Expertise and Specialties

  1. First-time Homebuyers
  2. Down Payment Assistance Loans
  3. Conventional Loans
  4. Government loans: FHA, VA & USDA
  5. Vacation/Second Homes
  6. MHFA; Divorce Mortgage Guidance

Tools and Resources

HomeBot

Receive monthly reports that offers you home finance insights.
Details

Homebot is a monthly report that offers home finance insights to monitor your estimated home value, estimated equity, loans and market trends to help you know when to buy, sell, rent or remodel to maximize your investment. Click this link to sign up to receive monthly reports or if you already signed up, to sign in and access your Homebot report. 

Homebuyer Education

Each program has different homebuyer education requirements.  Contact me to talk through the right homebuyer education course for you. Click Details below to view program links.
Details

Popl

Click the link to download my digital business card!
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With the Popl digital business card, you can make sure that you have my most up-to-date contact information!

Community Involvement

  • I own and operate the only adult inline/roller league in Minnesota.
Justus Foss and wife
Justus Foss and family
Justus Foss and dog
Justus Foss and groomsmen
Justus Foss broomball team
Justus Foss and broomball team
Justus Foss broomball
Justus Foss golf
Justus Foss golfing
Justus Foss and wife
Justus Foss and family
Justus Foss and dog
Justus Foss and groomsmen
Justus Foss broomball team
Justus Foss and broomball team
Justus Foss broomball
Justus Foss golf
Justus Foss golfing