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Heather Larsen

Meet Heather

 

At Bell Bank Mortgage, we know that every home buyer has their own unique situation as they consider home ownership. We make it our mission to make home happen, with a wide array of loans and programs – and most importantly, the unequaled personal service you deserve!

 

No matter where you are in the process of home ownership, I’d love to be your trusted advisor. We’ll shepherd your loan from start to finish, so you can close on time, with no surprises.

 

As a mortgage lender in the Winona, M.N., area, I’m here to work with you to find the mortgage that best suits what you’re looking for. Choose me and Bell, and you will always be a person – not a number. I look at each opportunity as unique, and I look forward to helping you find the best home loan option for your personal financial situation!

 

You may have some questions as you navigate this process. (How much can I afford? Which type of mortgage is best for me? Where do I start?) Call, email or stop by our office – I’d love to connect.

 

Expertise and Specialties

  1. Purchases
  2. Conventional Loans
  3. Down Payment Assistance Loans
  4. Construction & Renovation Loans
  5. Government loans: FHA, VA & USDA
  6. Loan Programs: VA expert

 

Get Connected

 

  • Heather is amazing at her job. She truly cares and puts her customers first. She explains everything in detail and is always available to answer any questions. With many years of experience, she has the knowledge to get it done quickly and correctly. Such a pleasure to work with. Highly recommend her for your home buying needs. She's the best in Winona and services all the surrounding area as well.

    Paul

  • Heather Larsen, specifically, and Bell Bank went above and beyond for me and my mortgage process. She not only worked with me for 4 years, but her vast knowledge and professionalism was superior, and second to none! A+ Rating!! Thank you so much on this successful home purchase for my family and I!

    Kimberly

  • Heather was very informative and had a wealth of knowledge and expertise to advise me on pursuing the home of my dreams. Grateful for her assistance in getting my home.

    Cindy

  • Working with Heather is like working with a family friend. She is so genuine, and she wants the buyer to be educated. She never wants you to end up with payments you can’t afford, and she makes sure to walk you through every step of the process to ensure that doesn’t happen.

    Cloey

  • Heather was amazing!!! Would highly recommend her services! Very helpful.

    Kim

  • Heather and Maria were excellent to work with. Have worked with Heather several times and always knows how to get the job done.

    Brandon

  • Heather was amazing!! So was Bell Bank. Felt like i didn't do anything and our home loan was approved and flying threw the processes!! Compared to my prior mortgage lender, the process was so easy! Was awesome to not feel like i had to give my life history. Would recommend Heather and Bell to anyone!!

    Lisa

Tools and Resources

MortgageMapp

Download my electronic business card and get resources to help with your mortgage research.
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Homebuyer Education

Each program has different homebuyer education requirements. Contact me to talk through the right homebuyer education course for you. Click Details below to view program links.

Popl

Click the link to download my digital business card!
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Community Involvement

  • SEMR committee
  • Member of the Chamber
  • Hope harbor
  • Women in Business