Mortgages Made Simple

Irena Johnson Hero Image

Meet Irena

I have held various positions in the mortgage field for 10+ years, all of them with Bell Bank. Prior to my career, I earned a degree in finance from North Dakota State University. Both my industry experience and finance degree have given me the tools to help Bell Bank Mortgage clients succeed at their mortgage goals. My goal is to build a relationship with my customers and be your home financing resource. Whether you are buying a new home or refinancing, I will make the entire process smooth and enjoyable by guiding you from application all the way through to closing.

Fargo, N.D., has been my home for 20+ years. My husband, Ryan, and I are raising our 3 boys here and love the community we live in! Outside of work, I enjoy chasing the kids, being at the lake, reading, spending time with family/friends and traveling. Fun fact: I was born in Dubrovnik, Croatia. My family and I moved to the United States in 1997 and relocated to Fargo to grow our roots!

Please contact me if I can help you find the mortgage you’re looking for or answer any questions!

Team Information:

Stacey Hofstad Team Photo

Loan Officer Assistant

Stacey Hofstad
NMLS# 1979996

Expertise and Specialties

  1. Purchases
  2. Government loans: FHA, VA & USDA
  3. First-time Homebuyers & down payment assistance programs for ND & MN (NDHFA/MHFA)
  4. Vacation/Second Homes
  5. Specialized Doctor and Dentists Loans
  6. Community Land Trusts

Tools and Resources

MortgageMapp

Download my electronic business card and get resources to help with your mortgage research.
Details

Receive 24/7 access to various tools and calculators to help you research mortgage or refinance options. You can easily share this app with friends and family.


With access to multiple investors, we give clients the flexibility of highly competitive rates and a wide variety of loan programs. We have access to portfolio financing, which provides clients with more financing options.

Benefits:

  • Calculate payments
  • Real-time rate trends
  • Request a pre-approval
  • Share with family friends & clients

Popl

Click the link to download my digital business card!
Details

With the Popl digital business card, you can make sure that you have my most up-to-date contact information!

Honors and Awards

  • Bell Value Award 2013- Unequaled Personal Service
  • Minnesota Housing Top Producer's
  • 2021 President's Club

Community Involvement

  • Building Industry Association of the RRV - Events Committee Vice Chair
  • Cass Clay Community Land Trust - Board of Directors
  • Cass Clay Community Land Trust - Committees (Selection & Budget)
  • Women’s Care Center- Education Volunteer
  • United Way Cass/Clay - Campaign Cabinet
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