Simplifying the mortgage process for you!

Meet Irena

I have been in the mortgage industry, holding various positions, for 8+ years all of which have been with Bell Bank. Prior to my career, I earned a degree in Finance from North Dakota State University. In 2013, I won a Bell Value Award – our company’s highest honor, which recognizes employees for going above and beyond in service to others. Both my industry experience and finance degree have given me the tools to help Bell Mortgage clients succeed at their mortgage goals. I take pride in walking my clients through the mortgage finance process, working towards a comprehensive experience and successful outcome.

Fargo, ND has been my home for 20+ years and also where my husband, Ryan, and I are raising our 3 boys. Outside of work, I enjoy chasing the kids, being at the lake, spending time with family and friends and traveling. Also a fun fact, I was born in Dubrovnik, Croatia. My family and I moved to the United States in 1997 and relocated to Fargo ND to grow our roots.

Please contact me if I can help you with your mortgage questions or needs.

Expertise and Specialties

  1. Purchases
  2. Government loans: FHA, VA & USDA
  3. First-time Homebuyers & down payment assistance programs for ND & MN (NDHFA/MHFA)
  4. Vacation/Second Homes
  5. Specialized Doctor and Dentists Loans

Tools and Resources

MortgageMapp

Download my electronic business card and get resources to help with your mortgage research.
Details

Receive 24/7 access to various tools and calculators to help you research mortgage or refinance options. You can easily share this app with friends and family.


With access to multiple investors, we give clients the flexibility of highly competitive rates and a wide variety of loan programs. We have access to portfolio financing, which provides clients with more financing options.

Benefits:

  • Calculate payments
  • Real-time rate trends
  • Request a pre-approval
  • Share with family friends & clients

Honors and Awards

  • Bell Value Award 2013- Unequaled Personal Service
  • Minnesota Housing Top Producer's
  • 2021 President's Club

Community Involvement

  • Building Industry Association of the Red River Valley- Events Committee Vice Chair
  • Building Industry Association of the Red River Valley- Parade of Homes Committee Member
  • Cass Clay Community Land Trust- Board of Directors
  • Women’s Care Center- Education Volunteer
Family
Carson
Logan
Jackson
Irena Johnson Family
14802795-7a73-422c-9dd7-2e4d83fc129d
20231103_203101
20230930_161621
Family
Carson
Logan
Jackson
Irena Johnson Family
14802795-7a73-422c-9dd7-2e4d83fc129d
20231103_203101
20230930_161621