I have been in the mortgage industry, holding various positions, for 8+ years all of which have been with Bell Bank. Prior to my career, I earned a degree in Finance from North Dakota State University. In 2013, I won a Bell Value Award – our company’s highest honor, which recognizes employees for going above and beyond in service to others. Both my industry experience and finance degree have given me the tools to help Bell Mortgage clients succeed at their mortgage goals. I take pride in walking my clients through the mortgage finance process, working towards a comprehensive experience and successful outcome.
Fargo, ND has been my home for 20+ years and also where my husband, Ryan, and I are raising our 3 boys. Outside of work, I enjoy chasing the kids, being at the lake, spending time with family and friends and traveling. Also a fun fact, I was born in Dubrovnik, Croatia. My family and I moved to the United States in 1997 and relocated to Fargo ND to grow our roots.
Please contact me if I can help you with your mortgage questions or needs.
Expertise and Specialties
- Government loans: FHA, VA & USDA
- First-time Homebuyers & down payment assistance programs for ND & MN (NDHFA/MHFA)
- Vacation/Second Homes
- Specialized Doctor and Dentists Loans
Irena was great to work with. She was very friendly and helpful throughout the process. This was my first time buying a house, and I felt lost going in. She walked me through everything and provided many examples before I decided how I wanted to proceed. She also put in extra effort reaching out to others to obtain answers to my questions that didn’t specifically pertain to Bell Bank. I would hands down recommend Irena at Bell to my friends and family.-
Tools and Resources
Receive 24/7 access to various tools and calculators to help you research mortgage or refinance options. You can easily share this app with friends and family.
With access to multiple investors, we give clients the flexibility of highly competitive rates and a wide variety of loan programs. We have access to portfolio financing, which provides clients with more financing options.
- Calculate payments
- Real-time rate trends
- Request a pre-approval
- Share with family friends & clients
Honors and Awards
- Bell Value Award 2013- Unequaled Personal Service
- Minnesota Housing Top Producer's
- 2021 President's Club
- Building Industry Association of the Red River Valley- Events Committee Vice Chair
- Building Industry Association of the Red River Valley- Parade of Homes Committee Member
- Cass Clay Community Land Trust- Board of Directors
- Women’s Care Center- Education Volunteer