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Jacob M. Garrett

Senior Mortgage Loan Officer NMLS# 2054769

jgarrett@bell.bank

CELL

573-864-0051

ADDRESS

105 Oak Street Suite E, Ashland, Missouri 65010

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Meet Jacob

Why am I a mortgage lender? When it comes down to it, I enjoy helping people! Whether you’re a first-time buyer who never thought you’d be able to own your own home, or someone looking for the financial freedom that comes with using the equity in your home to pay off debt.

Everything that I do, is to help the customer, and to put them in the best financial position possible for their current stage of life. And that’s what I love about this business! I'm here to help make your dream of homeownership come true. I am passionate about finding creative financial solutions for my clients. I believe in transparent communication and strive to simplify the home buying process.

You may have some questions as you navigate this process. (How much can I afford? Which type of mortgage is best for me? Where do I start?) Call, email or stop by our office – I’d love to connect.

Team Information:

Expertise & Specialties

First-time Homebuyers
Government loans: FHA, VA & USDA
Construction & Renovation Loans
Down Payment Assistance Loans
Conventional Loans
Specialized Doctor and Dentists Loans

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Highly recommend Jacob! He was on top of things and always kept me informed with any updates. Ten out of five stars!

- Jessica M.
I need timely responses when I have a Question. I knew that Jacob, and the group at Bell Bank Mortgage could do that for me. They did not disappoint. Probably the nicest group of folks that I have ever worked with. And when it was time to get things done, they were all business. They go above and beyond.

- Keith & Sarah F.
Jake always puts the customer first!!! With extensive knowledge in all fields related to real-estate and banking he goes above and beyond to make the best deal for you. He is definitely on your side and will do what is necessary to make your dreams come true!!

- Ben D.
Jacob was so very helpful in the loan process! After my initial application, Jacob had me approved very quickly and was always a call or text away. He is committed to his customers in during all steps of the process. Thank you for all of your help, Jacob!

- Lily G.
I’ve worked in the financial industry for over 15 years, several of those being a colleague of Jacob’s. I was in need of a HELOC and shopped around a few large lenders for some rate and product comparisons. I reached out directly to Jacob because I trust him to see what he could do. The rate he was able to get me was as low as any other company. On top of that we were closing just over 2 weeks after I I initially reached out to him. Overall, everything was easy, and I was kept informed of where my file was at during the process. Jacob checked in with me after closing to make sure I had access to everything I needed. I wouldn’t hesitate to use Jacob for lending needs in the future or to recommend him to friends/family. He is knowledgeable, personable, and makes sure his clients are taken care of.

- Kelsey L.
As a first-time home buyer, the process of financing a home seemed super daunting. I knew right from the start that I would need to work with someone I could trust. From the very beginning, Jacob was always there and willing to help. He actively worked to find me the best options for my situation answered all of my questions regarding the home buying process. He was punctual and thoughtful, even driving over an hour just to be there at my closing. After all the paperwork was signed, Jacob reminded me that he would be there if I ever needed help. Over a month later, I texted him with a question about paying my mortgage and he went above and beyond to help me. I cannot recommend Jacob Garrett enough for all your home financing needs!

- Alex E.
As a Realtor, I SO appreciated working with Jacob throughout our recent transaction. He was quick to answer questions and was so helpful for my first-time homebuyer client. Jacob provided excellent communication and was extremely knowledgeable from start to finish.

- Christina M.