Providing Smart Lending and Savvy Solutions

Nick Kalkman

Meet Nick

Over the past 10 years, I’ve been blessed with the opportunity to work with a great company in Bell Bank Mortgage! This opportunity has allowed me to meet and help many great clients with their home purchases and refinances. I now call many of those clients my friends.

No two clients have the same financing situation so I take pride in figuring out the best loan options to meet their individual home financing goals. My favorite part of my job is helping each client have the best experience with one of the biggest investments of their life!

Expertise and Specialties

  1. Purchases
  2. First-time Homebuyers
  3. Specialized Doctor and Dentists Loans
  4. Vacation/Second Homes
  5. Investment Properties

Tools and Resources


Receive monthly reports that offers you home finance insights.

Monitor your estimated home value, estimated equity, loans and market trends to help you know when to buy, sell, rent or remodel to maximize your investment. Click the link to sign up to receive monthly reports or if you already signed up, to sign in and access your Homebot report.

Homebuyer Education

Each program has different homebuyer education requirements.  Contact me to talk through the right homebuyer education course for you. Click Details below to view program links.


Click the link to download my digital business card!

With the Popl digital business card, you can make sure that you have my most up-to-date contact information!

Honors and Awards

  • Super Mortgage Professional

Community Involvement

  • Outside of work, I am heavily involved in my kids’ school activities and coach soccer, baseball, and basketball.

More About Me

When I'm not working I enjoy spending time with my wife and three kids! You can find me Coaching....Golfing....Grilling....Running or Relaxing at the Cabin!

Nick Kalkman Family Picture