Providing Smart Lending and Savvy Solutions
Nick Kalkman
Mortgage Loan Officer NMLS# 848682
Cell
Meet Nick
Over the past 10 years, I’ve been blessed with the opportunity to work with a great company in Bell Bank Mortgage! This opportunity has allowed me to meet and help many great clients with their home purchases and refinances. I now call many of those clients my friends.
No two clients have the same financing situation so I take pride in figuring out the best loan options to meet their individual home financing goals. My favorite part of my job is helping each client have the best experience with one of the biggest investments of their life!
Expertise and Specialties
- Purchases
- First-time Homebuyers
- Specialized Doctor and Dentists Loans
- Vacation/Second Homes
- Investment Properties
Tools and Resources
Homebuyer Education
Each program has different homebuyer education requirements. Contact me to talk through the right homebuyer education course for you. Click Details below to view program links.
Honors and Awards
- Super Mortgage Professional
Community Involvement
- Outside of work, I am heavily involved in my kids’ school activities and coach soccer, baseball, and basketball.
More About Me
When I'm not working I enjoy spending time with my wife and three kids! You can find me Coaching....Golfing....Grilling....Running or Relaxing at the Cabin!
