Your Lifetime Lender

Robyn-Kloner Hero

Meet Robyn

The mortgage industry and housing market continue to shift, working with someone you trust that will deliver a successful close is essential. As one of Bell Bank Mortgage’s top loan officers in Arizona I will provide a high level of expertise and integrity to ensure a smooth and excellent mortgage experience. Having helped thousands of satisfied homeowner’s obtain financing one thing has remained constant: your goals are my motivation.

Please feel free to contact me with any questions you may have. I sincerely look forward to working with you. 

Meet Jen

Originally from the Pacific Northwest, I have lived in Arizona for 20 years. I love both the trees and the desert, and hope one day to be a snowbird in both places. I have more than 25 years of experience working in banking and lending, and love to be challenged by the world of finance. Outside of work, you’ll often find me renovating and flipping homes, or doing any type of outdoor sport or activity.

I would love the opportunity to assist you and your family in your future home purchases!


Associate Loan Officer 

Jennifer Westhafer
NMLS# 685097

Meet Christina

I have worked and assisted Robyn and Jen for years and we work like a well oiled machine. Our goal is to provide you with the best mortgage experience from application to closing. We vow to be there every step of the way to ensure a smooth, stress-free closing.


Loan Officer Assistant 

Christina Shobe
NMLS# 1972549

Expertise & Specialties

  1. Conventional Loans
  2. Government loans: FHA, VA & USDA
  3. Specialized Doctor and Dentists Loans
  4. First-time Homebuyers
  5. Construction & Renovation Loans
  6. Investment Properties
  7. Vacation/Second Homes
  8. Down Payment Assistance Loans
  9. Jumbo Loans
  10. Refinance

Tools and Resources


Download my electronic business card and get resources to help with your mortgage research.

Receive 24/7 access to various tools and calculators to help you research mortgage or refinance options. You can easily share this app with friends and family.

With access to multiple investors, we give clients the flexibility of highly competitive rates and a wide variety of loan programs. We have access to portfolio financing, which provides clients with more financing options


  • Calculate payments
  • Real time rate trends
  • Request a pre-approval
  • Share with family friends & clients


Receive monthly reports that offers you home finance insights.

Monitor your estimated home value, estimated equity, loans and market trends to help you know when to buy, sell, rent or remodel to maximize your investment. Click the link to sign up to receive monthly reports or if you already signed up, to sign in and access your Homebot report.


Click the link to download my digital business card!

With the Popl digital business card, you can make sure that you have my most up-to-date contact information!
Group photo
Group Photo 2
Robyn Kloner New Website Image
Kloner Team Photo
Kloner Graduation Photo
Bell Event
Group photo
Group Photo 2
Robyn Kloner New Website Image
Kloner Team Photo
Kloner Graduation Photo
Bell Event

Pay it Forward

Pay It Forward is a unique initiative at Bell Bank, putting dollars into the hands of our Bell team members every year so they can give where they see the most need. This tradition has empowered millions of dollars in grassroots giving and impacted tens of thousands of lives.

Community Involvement

  • St. Vincent De Paul
  • St. Mary’s Food Bank
  • Boy’s and Girl’s Club
  • Veterans Organizations: Wreath’s across America & American Legion
  • Nursing Homes
  • Families in need with medical expenses
  • Feed My Starving Children

Honors & Awards

  • Bell Bank Mortgage's Top Loan Officer - 2022
  • Bell Mortgage Platinum Club: 2013-2023
  • Bell Mortgage President’s Club: 2013-2023
  • Top Producer's Edge Coaching Program
  • Five Star Professional