Master Your Mortgage

Meet Sarah

Your Trusted Mortgage Partner for First-Time & Repeat Homebuyers

Since 2012, I’ve helped individuals and families navigate the mortgage process—and since 2014, I’ve proudly originated loans at Bell Bank Mortgage. With strong roots in the Fargo-Moorhead area, I’ve built lasting relationships within the local real estate and lending communities, allowing me to offer a smoother and more personalized experience for my clients. 

While I specialize in working with first-time homebuyers, I also regularly assist repeat buyers who are upgrading to a new home, relocating, or purchasing second homes—such as lake cabins or winter getaways in places like Arizona or Florida. Buying a home can feel overwhelming, but it doesn't have to be. I'm here to simplify the mortgage process, walk you through every option, and make sure you feel completely confident from our first chat to closing day.

Expertise & Specialties

• First-Time & Repeat Homebuyers 
  Clear guidance whether it’s your first home—or your next.
• Move-Up Buyers 
  Helping you transition smoothly into a home that fits your growing needs.
• Second Homes & Vacation Properties 
  Financing for lake homes, winter homes, and retreats in Arizona or beyond.
• Down Payment Assistance Programs 
  Connecting you with resources to make homeownership more accessible.
• Construction & Renovation Loans 
  Build or update your dream home with customized financing solutions.
• Jumbo Loans 
  Tailored options for high-value properties and unique scenarios.
• Government-Backed Loans 
  Including FHA, VA, and USDA loan programs.

Community Involvement

• The Salvation Army (Fargo-Moorhead) – board of directors
• Fargo-Moorhead Area Association of Realtors – program committee member
• Fargo-Moorhead Home Builders Association – committee member
• Young Entrepreneurs Academy mentor - The Chamber FMWF
• Leadership Fargo - The Chamber FMWF
• United Way – Emerging Leader

Honors & Awards

• President's Club 2018, 2019, 2020, 2021, 2022
• Platinum Club 2021